josephjnajem

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<p>Joseph is a corporate advisor and financier with AC&amp;E International, and a legal consultant with ClarkeKann Lawyers. He is also one of the founders and the Managing Director and CEO of AC&amp;E International.</p>
<p>Connect with Joseph on LinkedIn</p>
<p><a title="https://www.linkedin.com/in/josephnajem/" href="https://www.linkedin.com/in/josephnajem/" target="_blank" rel="noopener"><img src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60d00a6a9f251566e628d5c5.png" alt="Image" width="98" height="28" /></a></p>
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Joseph J. Najem

AC & E

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AC&E v1.0

aceinternational.com.au

aboutthecompany

AC&amp;E works businesses, entrepreneurs, developers, investors and lenders around the world to create value by unlocking the potential in corporate, financial, technology, property, energy, resources and infrastructure projects and high potential value creating opportunities (VCO).<br /><br />AC&amp;E is an international &lsquo;business market maker&rsquo; that creates value by transforming businesses, assets and industries around the world, by providing innovative advice, capital and execution services and solutions to businesses, technologies, property and infrastructure projects.<br /><br />
<div>What does AC&amp;E stand for?&nbsp; The A, C and E in our name stands for the services and solutions and that we provide:&nbsp;<br /><br /></div>
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" alt="" width="143" height="65" /><br /><br /></div>
<div>AC&amp;E was established in 2006 as an international strategic advisor and financier, which is what we call a &lsquo;business market-maker&rsquo;, where deal making is a critical element of our business model.</div>
<div>&nbsp;</div>
<div>Our vision is to &lsquo;build profitable businesses and assets around the world that positively and/or innovatively impact and change the way people work and live&rsquo;.</div>
<div>&nbsp;</div>
<div>We achieve this by working with clients, investors and funders to incubate innovation and accelerate value creation.</div>
<div>&nbsp;</div>
<div>Our mission is to bring the very best people, ideas, partners and capital together to create value quicker and more creatively.<br /><br />
<div>
<p style="line-height: 116px;">Our values are important to us, and guide the way we work and build our own business.&nbsp;</p>
</div>
<ul style="list-style-type: circle;">
<li>Honesty, integrity and respect</li>
<li>Professionalism</li>
<li>Teamwork</li>
<li>Quality and excellence</li>
<li>Speed to value</li>
<li>Creativity and innovation</li>
<li>Accountability</li>
<li>Making a positive contribution</li>
<li>Giving back to the community</li>
<li>Having fun</li>
</ul>
<div>What&rsquo;s unique about &lsquo;the AC&amp;E way&rsquo; ?</div>
<div>We look at opportunities differently to others, and seek to &lsquo;make a market&rsquo; where others don&rsquo;t see the value creating opportunity or the strategic potential.<br /><br />
<div>AC&amp;E employs a distinctively unique, value creating and highly effective &lsquo;Market Maker Model' &ndash; AC&amp;E has been designed to be a hybrid of several value creating organisations, professional service providers and business capabilities, as depicted in the graphic below.</div>
</div>
<div style="text-align: center;"><br /><span style="text-decoration: underline;"><strong>AC&amp;E Market Maker Model</strong></span><br /><span style="line-height: 12px; display: block;"><br /></span><img src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60dea5eed73c502be3807f26.svg" alt="Image" /></div>
<div>&nbsp;</div>
<div>We aim to deliver our advice, capital and execution formula as a comprehensive end-to-end solution, in an affordable and flexible way, to meet the specific needs of our clients, projects and businesses.</div>
<div>&nbsp;</div>
<div>We passionately pursue innovative and creative strategies and techniques, think differently to others, and provide a team of high performing specialists so that we can create value, innovation and deliver outcomes faster &mdash; we have a bias to execution, value creation&nbsp; and achieving results.<br /><br />Connect with and follow AC&amp;E on LinkedIn at&nbsp;<a href="https://www.linkedin.com/company/ac&amp;e-international" target="_blank" rel="noopener"><span><span style="color: #000000; text-decoration: underline;">https://www.linkedin.com/company/ac&amp;e-international</span></span></a><br />&nbsp;<a title="LinkedIn - AC&amp;E International" href="https://www.linkedin.com/company/ac&amp;e-international" target="_blank" rel="noopener"><img src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60d00a6a9f251566e628d5c5.png" alt="Image" width="83" height="24" /></a><br /><br /></div>
</div>
<hr />

About the company

aceofferings

<strong>AC&amp;E provides cross-disciplinary advice, capital and execution services to address the needs of business, property and infrastructure clients and investors around the world.<br /><br /></strong>
<div style="text-align: center;"><span style="text-decoration: underline;"><strong>How we do it&nbsp;</strong>&ndash; </span><strong><span style="text-decoration: underline;"><span style="text-decoration: underline;">'the AC&amp;E way</span></span>'</strong></div>
<div style="text-align: center;"><span style="line-height: 9px; display: block;">&nbsp;</span></div>
<div style="text-align: center;"><img src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60de94f4d73c502be3807efd.svg" alt="Image" /></div>
<div style="text-align: left;">&nbsp;</div>
<hr />
<h2><strong>&nbsp; &nbsp;<span style="color: #ffffff; background-color: #000000;">&nbsp; Advice&nbsp;&nbsp;</span></strong></h2>
<ul style="list-style-type: circle;">
<li>Business Strategy</li>
<li>Business Model and Architecture</li>
<li>Corporate Structuring</li>
<li>Business Planning</li>
<li>Due Diligence and Assessments</li>
<li>Commercialization</li>
<li>Legal Strategy</li>
<li>Finance</li>
<li>Marketing, Sales and Service</li>
<li>Market Development</li>
<li>Channel and Distribution</li>
<li>Product and Offering</li>
<li>Process and Operations</li>
<li>Technology</li>
<li>Organization Design and Structure</li>
<li>People, Skills and Change Management</li>
</ul>
<hr />
<h2><strong>&nbsp; &nbsp;<span style="color: #ffffff; background-color: #000000;">&nbsp; Capital&nbsp;&nbsp;</span></strong></h2>
<ul style="list-style-type: circle;">
<li>Seed and Venture Capital</li>
<li>Equity Raisings</li>
<li>Debt Raisings</li>
<li>Initial Public Offerings (IPO)</li>
<li>Corporate and Structured Finance</li>
<li>Investment Funds</li>
<li>Property and Infrastructure Finance</li>
<li>Risk Management and Risk Transfer Arrangements</li>
<li>Revenue Generation Programs</li>
</ul>
<hr />
<h2><strong>&nbsp; &nbsp;<span style="color: #ffffff; background-color: #000000;">&nbsp; Execution&nbsp;&nbsp;</span></strong></h2>
<ul style="list-style-type: circle;">
<li>AC&amp;E Executives (placed into businesses to supplement management)</li>
<li>AC&amp;E Contract Specialists (placed into businesses to fill critical roles)</li>
<li>Project Management</li>
<li>Board Membership</li>
<li>Advisory Boards and Committees</li>
<li>Strategic Shareholder Services and Succession Planning</li>
<li>Exits and Trade Sales</li>
<li>Corporate Restructuring</li>
<li>Mergers, Acquisitions, Alliances and Divestitures</li>
<li>In-sourcing, Co-sourcing and Outsourcing</li>
<li>Joint Ventures and Business Partnerships with AC&amp;E to create value</li>
</ul>
<hr /><strong>AC&amp;E provides cross-disciplinary advice, capital and execution services through five distinct lines of business to service the needs of business, property and infrastructure clients and investors around the world.</strong><br /><br />
<div><strong>Consulting</strong></div>
<ul style="list-style-type: circle;">
<li>Strategic advice for large corporate organisations</li>
<li>Corporate and finance advice for mid-sized organisations</li>
<li>Project and funding advice for property and infrastructure developments</li>
<li>Legal strategy and consulting services for businesses and projects of all sizes</li>
</ul>
<div><strong>Investments</strong> - <em>private equity and venture capital</em></div>
<ul style="list-style-type: circle;">
<li>Commercialisations</li>
<li>Business Growth/ Expansions</li>
<li>Buyouts - including takeovers, management buy-outs and buy-ins</li>
<li>Turnarounds</li>
<li>Joint Ventures</li>
</ul>
<div><strong>Funds</strong></div>
<ul style="list-style-type: circle;">
<li>Specialist Investment Funds/ Structures</li>
<li>Specialist Asset Management</li>
<li>Incubation and launch of new funds (fund formation and financing)</li>
</ul>
<div><strong>Finance</strong></div>
<ul style="list-style-type: circle;">
<li>Corporate Finance</li>
<li>Property Finance</li>
<li>Commercial Finance</li>
<li>Trade Finance</li>
<li>Leasing</li>
<li>Insurance and Risk Management</li>
</ul>
<div><strong>Ventures</strong></div>
<ul style="list-style-type: circle;">
<li>Technology and Software</li>
<li>Property Development</li>
<li>Product Innovations</li>
<li>Trade Facilitation</li>
</ul>
<hr /><strong>AC&amp;E works businesses, entrepreneurs, developers, investors and lenders around the world to create value by unlocking the potential in corporate, financial, technology, property, energy, resources and infrastructure projects and high potential value creating opportunities (VCO). <br /><br /></strong>Our &lsquo;market maker&rsquo; model utilises a proprietary AC&amp;E Growth Framework which is a practical and integrated way of rapidly and robustly growing businesses on an international scale.<br /><br />
<div style="text-align: center;"><span style="text-decoration: underline;"><strong>AC&amp;E Growth Framework</strong></span><strong>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;</strong><span style="line-height: 11px; display: block;"><br /></span></div>
<div style="text-align: center;"><img src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60de9b3ed73c502be3807f12.svg" alt="Image" /><br /><a name="ace-industries"></a>
<div><span style="color: #34495e;"><span style="font-size: 70%; line-height: 12px; display: block;"><br /><span style="color: #7e8c8d;">* Structuring includes legal, organisation, operational,</span></span></span></div>
<div><span style="color: #7e8c8d;"><span style="font-size: 70%; line-height: 12px; display: block;">&nbsp; &nbsp; &nbsp; &nbsp; financial, risk management, infrastructure and alliances</span></span></div>
</div>
<br /><hr /><strong>AC&amp;E has a strategic focus on working with clients in Australia and Asia in several key industry sectors.</strong><br /><br />
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<div class="col-sm-4"><img style="display: block; margin-left: auto; margin-right: auto;" src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60deae47d73c502be3807f38.svg" alt="Image" width="182" height="189" /></div>
<div class="col-sm-8"><span style="font-size: 100%; line-height: 9px; display: block;">&nbsp;</span> <span style="line-height: 10px; display: block;">&nbsp; &nbsp; &nbsp; <strong><span style="text-decoration: underline;">Industries AC&amp;E works with</span></strong></span><span style="font-size: 100%; line-height: 9px; display: block;">&nbsp;</span>
<ol>
<li>Corporate &ndash; listed and unlisted corporations in a wide range of industries</li>
<li>Financial Services</li>
<li>Technology, Media and Internet</li>
<li>Real Estate</li>
<li>Infrastructure</li>
<li>Food and Agriculture</li>
<li>Energy, Mining, Resources, Oil and Gas</li>
</ol>
</div>
</div>
<hr />

AC&E Offerings

howaceworkswithclients

<div>AC&amp;E is able to provide either a specific or set of comprehensive services through our highly experienced people, assets, capabilities and network of affiliates and strategic alliances around the world.</div>
<div>&nbsp;</div>
<div style="text-align: center;"><strong><span style="text-decoration: underline;">AC&amp;E Market Maker Model</span><span style="text-decoration: underline;"><br /></span><span style="text-decoration: underline;"><br /></span></strong></div>
<div><img style="display: block; margin-left: auto; margin-right: auto;" src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60d831fcd73c502be380790c.png" alt="Image" /></div>
<div style="text-align: center; font-size: 9px;">&copy; Copyright AC&amp;E International Pty. Limited &mdash; All Rights Reserved</div>
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<div><br />Our distinctive market maker model enables us to satisfy the multiple and complex needs of a business, property or infrastructure project from initial equity and advice needs through to execution and debt financing.</div>
<div>&nbsp;</div>
<div>The AC&amp;E team consists of senior world class and highly experienced management consulting professionals, former corporate executives, bankers, accountants, solicitors, private equity and venture capital professionals, practical business builders, entrepreneurs and business operators.</div>
<div>&nbsp;</div>
<div>AC&amp;E delivers a range of value added professional services through affiliates in law, tax, accounting, technology, software development, branding, marketing, advertising, recruitment, market entry/ market expansion facilitators, funds management and banking (investment banking, corporate banking and non-bank lenders).</div>
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How AC&E works with clients

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<h4 class="col-sm-8"><strong><em>Corporate Authorised Representative (CAR)</em></strong></h4>
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<p><br />AC&amp;E International Pty Limited ABN 33 122 982 656 is a Corporate Authorised Representative (ASIC CAR 1241500) of Lazarus Capital Partners ABN 57 610 367 416 and Australian Financial Services Licence 502758 (AFSL), which is regulated by the Australian Securities and Investments Commission (ASIC).<br /><br />Lazarus Capital Partners is located at:<br />Level 18, Australia Square<br />264 George Street, Sydney NSW 2000<br /><br />Further information about the Australian Financial Services Licence (AFSL 502758 ) can be found on the Lazarus Capital Partners website:&nbsp; <span style="text-decoration: underline;"><a title="Lazarus Capital Partners - AFSL information" href="https://lazaruscapitalpartners.com/" target="_blank" rel="noopener">lazaruscapitalpartners.com</a></span></p>
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<div class="col-sm-4">
<p><a title="Lazarus Capital Partners (AFSL)" href="https://lazaruscapitalpartners.com/" target="_blank" rel="noopener"><img style="display: block; margin-left: auto; margin-right: auto;" src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60da583cd73c502be3807aef.png" alt="Image" width="321" /></a></p>
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<h4 class="col-sm-8 align-self-center"><strong><em>Private Equity and Corporate Ventures</em></strong></h4>
<div class="col-sm-8">
<p><br />AC&amp;E and Lazarus Capital Partners operate a specialised joint venture with a principal focus on private equity, private credit and corporate venture investments, using a combination of proprietary and co-investment capital by accessing wholesale and institutional markets &mdash; the joint venture is known as AC&amp;E Lazarus Ventures (ALV).<br /><br />The key sectors and areas of activity that AC&amp;E Lazarus Ventures invests and lends into include:</p>
<ul style="list-style-type: circle;">
<li>Real estate</li>
<li>Technology</li>
<li>Infrastructure</li>
<li>Energy and Resources</li>
<li>Special Situations</li>
<li>Mergers and Acquisitions (M&amp;A)</li>
<li>Deal Financing</li>
<li>Project Finance, Structured Finance and Asset Finance</li>
<li>Private Credit</li>
<li>Lending and Leasing Markets (including lending aggregation)</li>
</ul>
<p>Further information about <a title="AC&amp;E Lazarus Ventures" href="ace-lazarus"><span style="text-decoration: underline;">AC&amp;E Lazarus Ventures</span> can be found here</a>.</p>
</div>
<div class="col-sm-4 align-self-center">
<p><a title="AC&amp;E Lazarus Ventures" href="ace-lazarus"><img style="display: block; margin-left: auto; margin-right: auto;" src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60da583cd73c502be3807aee.png" alt="Image" width="321" /></a></p>
</div>
</div>
<hr />
<p style="text-align: left;">Lazarus Capital Partners is the proud sponsor of the 'The Lazarus Capital Partners 18 ft Skiff Racing Team' which is currently entered into the Australian Championships in the highest level of skiff sailing. The 18ft skiff is considered the fastest class of sailing skiffs, where the 18-footers have raced on Sydney Harbour for over 120 years. They evolved from heavy wooden boats with a crew of 15 to the 3 person carbon fibre speed machines of today. The Lazarus Capital Partners Racing Team is the firm's contribution to an historical and highly prestigious institution in Australia, and enables Lazarus Capital Partners to invite their stakeholders to share in and to be part of the team's developments and successes.</p>
<p style="text-align: left;"><br /><iframe src="https://www.youtube.com/embed/aHVl0RuLcqk" width="1100" height="617" allowfullscreen="allowfullscreen"></iframe></p>

Australian Financial Services Licensing

Australian Financial Services licensing details (AFSL)

contactace

<p>Please contact us via the options below including the Contact AC&amp;E form at the bottom of this page, and we will respond as soon as possible. The offices of AC&amp;E are located in the central business district of Sydney (Australia), where we operate by appointment only.</p>
<hr />
<div class="row" style="padding: 0px 0px;">
<div class="col-sm-5 align-self-center"><strong>ADDRESS</strong><br />Level 18, Australia Square Tower<br />264 George Street<br />Sydney NSW 2000<br />AC&amp;E is co-located with Lazarus Capital Partners<br />(by appointment only)<br /><br /><strong>MAIL</strong><br />AC&amp;E International Pty. Limited<br />PO Box R1650<br />Royal Exchange NSW 1225 Australia<br /><br /><strong>EMAIL</strong><br />Contact AC&amp;E by email using the following link<br />
<table style="border-collapse: collapse; width: 33.3966%; height: 22px; border-color: #7e8c8d;" border="1">
<tbody>
<tr style="height: 28px;">
<td style="width: 100%; font-size: 85%; height: 28px; text-align: center; vertical-align: middle;"><a href="how-can-we-help" target="_blank" rel="noopener">Send an email</a></td>
</tr>
</tbody>
</table>
<br /><strong>LINKEDIN</strong><br />AC&amp;E corporate profile on the <a title="LinkedIn - AC&amp;E International corporate profile" href="https://www.linkedin.com/company/ac&amp;e-international" target="_blank" rel="noopener">LinkedIn</a> network<br />
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<tr style="height: 22px;">
<td style="width: 100%; height: 22px; text-align: center; vertical-align: middle;"><a style="text-align: start;" title="LinkedIn - AC&amp;E International corporate profile" href="https://www.linkedin.com/company/ac&amp;e-international" target="_blank" rel="noopener"><img src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/610a324f48b711618c5b414a.png" alt="Image" width="60" height="12" /></a></td>
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<div class="col-sm-7 align-self-center"><iframe style="border: 0; box-shadow: 5px 5px 5px #676767; margin-top: 10px;" src="https://www.google.com/maps/embed?pb=!1m14!1m8!1m3!1d414.1201125818591!2d151.20740949073397!3d-33.86489851416509!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x0%3A0xe543af630238b902!2sAC%26E%20INTERNATIONAL!5e0!3m2!1sen!2sau!4v1648537254553!5m2!1sen!2sau&quot; width=&quot;600&quot; height=&quot;450&quot; style=&quot;border:0;&quot; allowfullscreen=&quot;&quot; loading=&quot;lazy&quot; referrerpolicy=&quot;no-referrer-when-downgrade&quot;" width="600" height="480" allowfullscreen="allowfullscreen" loading="lazy"> </iframe></div>
</div>
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<div class="row" style="padding: 0px 0px;">
<div class="col-sm-5 align-self-center">
<p style="text-align: left;"><strong>INTERACTIVE STREETVIEW<br /></strong><a title="Streetview" href="https://www.google.com/maps/@-33.8648394,151.2073095,3a,90y,98.15h,134.57t/data=!3m6!1e1!3m4!1sZcAgbHoqMhvW2Gs3YjJiFQ!2e0!7i16384!8i8192" target="_blank" rel="noopener"><span style="text-decoration: underline;">Click here</span></a> or on the 360 degree image to see an interactive streetview of where the AC&amp;E office is located in the central business district of Sydney (Australia Square Tower).<br /><br />You will be able to see the surrounding streets and buildings in a 360 degree interactive view which you can navigate, making it easier for you to find the AC&amp;E office if visiting us in person (by appointment only).</p>
</div>
<div class="col-sm-7 align-self-center">
<p style="text-align: left;"><iframe style="border: 0; margin-top: 0px;" src="https://www.google.com/maps/embed?pb=!4v1648539275975!6m8!1m7!1sZcAgbHoqMhvW2Gs3YjJiFQ!2m2!1d-33.86483941940902!2d151.2073095266303!3f96.78768257018817!4f29.88850885196112!5f0.7820865974627469&amp;quot&amp; width=&quot;600&quot; height=&quot;450&quot; style=&quot;border:0;&quot; allowfullscreen=&quot;&quot; loading=&quot;lazy&quot; referrerpolicy=&quot;no-referrer-when-downgrade&quot;" width="600" height="300" allowfullscreen="allowfullscreen" loading="lazy"></iframe></p>
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</div>
<hr />

Contact AC&E

esgpolicyandourapproachtoresponsibleinvestmentandlending

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<p>AC&amp;E is committed to the strategic consideration and thoughtful management of environmental, social and governance (ESG) issues in all aspects when conducting its business, and considers ESG an essential component of value creation and a key driver for long-term success in a constantly changing world and rapidly evolving business environment -- both for its own business, and that of its clients.<br /><br />AC&amp;E is also committed to investing responsibly by integrating ESG considerations into our investment processes across all asset classes. The thoughtful management of environmental, social and governance issues and considerations in investments that we are guiding helps generate more robust returns for our clients and ourselves, whilst optimising the impacts that we and the clients we are working with are making on society and the communities from which we profit.</p>
</div>
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<p><img style="display: block; margin-left: auto; margin-right: auto;" src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60d83735d73c502be3807911.png" alt="Image" width="262" height="262" /></p>
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<div>
<div>Fulfilling that obligation requires us to also consider our responsibility to a wider range of stakeholders in our companies and communities.We are committed to working with our clients and strategic alliances to manage ESG factors in all aspects of our advice, capital and execution activities and work processes, and in the ongoing management of investments that we are involved with through company engagement and ongoing support. We aim to help our portfolio companies and clients navigate their way through the complexities of ESG and the continual evolution of the markets that they operate in, as they build and expand their business models and deliver their strategic roadmaps. We do this by working with our portfolio companies and clients to identify opportunities and to support their processes, programs, and policies in creating value while generating sustainable and responsible financial returns. Where possible we share relevant leading practices and benchmarks as well as provide connections to trusted networks and expertise to capture value and to deliver demonstrable and impactful progress.</div>
<div>&nbsp;</div>
<div>We also aim to establish clear, specific, measurable, achievable, relevant and time-bound ESG objectives and goals with our portfolio companies and clients where possible, in order to help drive progress, enable transparency and increase accountability -- where possible we aim to put in place regular reporting on ESG performance with our portfolio companies and clients, and by setting relevant and 'hard' (not soft) key performance indicators (KPIs) we are able to track both their's and our performance against our joint ESG goals.</div>
<div>&nbsp;</div>
<div>We aim to understand the broader impacts of the clients and companies for which we are involved in capital raisings for, and believe that our understanding of ESG issues can improve our opportunities to create shared value for our clients, and so we incorporate the consideration of ESG factors into our due diligence, investment and lending processes. Our approach formalises our focus on responsible investment efforts, raising internal awareness, and providing a common language and set of expectations for our investment clients, lending affiliates, AC&amp;E's strategic alliances, portfolio company management teams and other key stakeholders.</div>
<div>&nbsp;</div>
<div>Our policy is that ESG issues are managed like any other business issues and as part of the existing advice, capital and execution processes (rather than treating ESG management as a standalone activity), including the consideration of ESG issues in advisory, investment and lending decisions. As the universe of ESG issues is rapidly evolving and developing, we recognise the value of interacting with and learning from others who share this commitment -- we work regularly with our peers in these communities to help improve ESG outcomes, to learn from each other, and to engage in industry initiatives to drive more responsible investing.</div>
<div>&nbsp;</div>
<div>The AC&amp;E ESG policy is designed to drive us to continuously and thoughtfully approach ESG opportunities, issues and challenges in everything we do, and to identify positive, significant and impactful ESG value-creating opportunities that will benefit our clients and society.</div>
</div>

ESG Policy and our approach to Responsible Investment and Lending

ESG Policy and Responsible Investment and Lending

privacypolicy

Privacy Policy

termsofuse

<div>This is the Terms of Use notice for using the website of AC&amp;E International Pty. Limited (Australian Business Number ABN 33 122 982 656) and its affiliates (together, &ldquo;AC&amp;E&rdquo;, &ldquo;we&rdquo; or &ldquo;us&rdquo;). By accessing this website (the &ldquo;Site&rdquo;), you acknowledge and agree to accept the following Terms of Use pertaining to the use of the Site, which constitute a legal agreement between you and AC&amp;E.</div>
<div>&nbsp;</div>
<div>Your visit to this Site is subject to these Terms of Use and our Privacy Policy. By visiting the Site, you agree to these Terms of Use and our Privacy Policy, which may be updated by us at any time. If we update our Terms of Use, we will post the updated Terms of Use here. Any such changes will be effective upon posting. You should consult the &ldquo;Terms of Use&rdquo; link on this Site each time you visit the Site. If you do not agree with it, you should not use the Site.<br /><br /></div>
<div><strong>1. Uses of Our Site and Content</strong></div>
<div>All content and information, and all trademarks, logos, copyrights and other intellectual property displayed on the Site is owned by AC&amp;E or their respective owners. By visiting this Site you agree to the following with respect to the content and information on the Site (the &ldquo;Content&rdquo;).</div>
<div>&nbsp;</div>
<ul style="list-style-type: circle;">
<li>AC&amp;E grants you a limited, revocable, non-exclusive and non-transferable right to view, store, bookmark, download, copy and print pages from the Site solely for your personal and non-commercial use only.</li>
</ul>
<ul style="list-style-type: circle;">
<li>You may not use any trademark, service mark or logo of AC&amp;E or any third party that appears on the Site without prior written consent.</li>
</ul>
<ul style="list-style-type: circle;">
<li>You agree not to copy portions of the Site (such as by bots, robots or spiders that &ldquo;harvest&rdquo; the Site), interfere with the functioning of the Site or restrict or inhibit any others from using the Site.</li>
</ul>
<ul style="list-style-type: circle;">
<li>If you download any pages from the Site, you agree that you will not remove or obscure any copyright or other notices or legends contained in any such Content. You may not alter or modify the Content in your copies.</li>
</ul>
<ul style="list-style-type: circle;">
<li>Unless you receive our permission in advance, you may not exploit any of the Content commercially, forward it as a mass distribution, post it on another site, or otherwise copy, distribute or modify any portion of the Site.</li>
</ul>
<ul style="list-style-type: circle;">
<li>If you link other websites to this Site, you may not imply or suggest that AC&amp;E has endorsed or is affiliated with such websites, and you may not display this Site as &ldquo;framed&rdquo; within another website.</li>
</ul>
<ul style="list-style-type: circle;">
<li>You may not (and may not encourage or assist others to) violate any law, regulation, rule or the intellectual property or contractual rights of others, or attempt to violate the security of this Site or use or gain access to the identities, information or computers of others through this Site.</li>
</ul>
<ul style="list-style-type: circle;">
<li>You may not delete, decompose, decompile, reverse engineer, disassemble or otherwise deconstruct all or any portion of this Site.</li>
</ul>
<ul style="list-style-type: circle;">
<li>You may not transmit any virus, worm or similar system interference or harmful objects through this Site.</li>
</ul>
<div>&nbsp;</div>
<div>AC&amp;E has the right (but not the obligation) to monitor this Site for any unauthorised or objectionable conduct and to take all appropriate actions in response, without notice to you, and we may at any time revoke your right to use all or any portion of the Site.&nbsp;</div>
<div>&nbsp;</div>
<div>AC&amp;E may investigate any complaint regarding or suspected violation of these Terms of Use, and may report any activity relating to this Site to regulators, law enforcement officials or other persons or entities that it deems appropriate.</div>
<div>&nbsp;</div>
<div><strong>2. Investment Disclaimers</strong></div>
<div>This Site is for general informational purposes only. Under no circumstances should any information or materials presented on the Site be used or construed as an offer to sell, or a solicitation of an offer to buy, any securities, financial instruments, investments or other services.&nbsp;</div>
<div>&nbsp;</div>
<div>You should also be aware that dated content speaks only as of the date indicated.</div>
<div>&nbsp;</div>
<div>This Site does not provide specific investing advice or strategies to any individual or organisation. The investments and strategies discussed in the Content may not be suitable for all investors and are not obligations of or guaranteed by AC&amp;E or any of its affiliates. The investments are not bank deposits and are not insured by any deposit insurance organisations, schemes or any other entity, and are subject to investment risks, including the loss of the principal amount invested. Nothing contained on the Site constitutes investment, legal, tax or other advice nor is to be relied on in making an investment or other decision. Decisions based on the Content are the sole responsibility of the user.&nbsp;</div>
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<div>If you would like investment, accounting, tax or legal advice, you should consult with your own financial advisors, accountants or lawyers regarding your individual circumstances and needs. You agree that AC&amp;E is not liable for any action you take or decision you make in reliance on any Content. AC&amp;E will not treat users of the Site as its partners, clients, customers or investors by virtue of their accessing the Site.</div>
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<div>You should be aware that past performance is not indictive of future results, and that no representation is being made that any investment or transaction will or is likely to achieve profits or losses similar to those achieved in the past, or that significant losses will be avoided. The investment return and principal value of an investment may fluctuate, and, as a result, with respect to products which provide for redemptions, your redemption value may be more or less than original cost.</div>
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<div>The Site contains forward-looking statements, which reflect our current views with respect to, among other things, the operations and performance of our business. You can identify these forward-looking statements by the use of words such as and not limited to &ldquo;outlook,&rdquo; &ldquo;believe,&rdquo; &ldquo;expect,&rdquo; &ldquo;potential,&rdquo; &ldquo;possible, &ldquo;projected&rdquo;, &ldquo;future&rdquo;, &ldquo;continue,&rdquo; &ldquo;may,&rdquo; &ldquo;should,&rdquo; &ldquo;seek,&rdquo; &ldquo;approximately,&rdquo; &ldquo;predict,&rdquo; &ldquo;intend,&rdquo; &ldquo;will,&rdquo; &ldquo;plan,&rdquo; &ldquo;estimate,&rdquo; &ldquo;anticipate&rdquo; or the negative version of these words or other comparable words. Forward-looking statements are subject to various risks and uncertainties. Accordingly, there are or will be important factors that could cause actual outcomes or results to differ materially from those indicated in these statements. We undertake no obligation to publicly update or review any forward-looking statement, whether as a result of new information, future developments or otherwise.</div>
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<div>Any transactions described on the Site as having been engaged in by AC&amp;E are included as representative transactions for illustrative purposes only, and may not be representative of all transactions engaged in by AC&amp;E.</div>
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<div><strong>3. International Use of the Site</strong></div>
<div>The Site is operated and controlled by us in Australia, and the Content provided in or accessible through the Site is, unless otherwise specified, directed at residents of Australia. Despite the global nature of the Internet, AC&amp;E makes no claims that the Content or the Site are appropriate or may be viewed or used outside of Australia.&nbsp;</div>
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<div>Access to the Site from countries or territories where such access is illegal is prohibited. AC&amp;E makes no representations that the transactions, products or services discussed on or accessible through the Site are available or appropriate for sale or use in all jurisdictions or by all users. Those who access the Site from outside of Australia do so on their own initiative and are responsible for compliance with local laws, rules and regulations.</div>
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<div><strong>4. Third Party Links</strong></div>
<div>AC&amp;E does not review or monitor any websites linked from or to the Site and is not responsible for the content of any such websites, or any products or services contained on or accessible through such other websites, their terms of use or privacy policies. You are advised to review the terms of use and privacy policies of any website that you visit. AC&amp;E disclaims responsibility for the privacy policies and customer information practices of third-party internet websites linked from the Site.</div>
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<div><strong>5. Transmission of information to and from the Site</strong></div>
<div>Any communication or content that you send to the Site is and will be deemed to be non-confidential as between you and us, and AC&amp;E will be free to use, modify, reproduce and distribute it for any purpose without compensation to you.</div>
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<div><strong>6. Restricted Access and Protected Content on the Site</strong></div>
<div>Certain areas of the Site are password-protected. You may not attempt to access any password-protected areas of the Site without authorisation. If you have been issued a password for the Site, you agree that AC&amp;E has granted you limited access to specific files pertaining to information relevant to you, and you agree not to attempt to access other computer files.</div>
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<div>All information that AC&amp;E provides to Site users supplying a password is confidential and intended solely for the information of its intended recipient and/or such recipient's financial, legal or tax advisors, provided that such advisors agree not to disclose any information that is confidential.</div>
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<div>You are solely responsible for maintaining the confidentiality of your passwords, account information, usernames, and/or security questions and answers for the Site, and for logging off any protected areas of the Site when you finish a session. Accordingly, you should protect the confidentiality of your password, and notify AC&amp;E immediately if you become aware of its unauthorised use. If you share your password with a third party, you assume all responsibility for all such party's activity related to the Site.</div>
<div>&nbsp;</div>
<div><strong>7. Limitation of Liability and Disclaimers</strong></div>
<div>AC&amp;E, its affiliates and their respective officers, directors, managers, partners, members, shareholders, employees, affiliates and agents (collectively &ldquo;Related Persons&rdquo;) make no representations or warranties and specifically disclaim any and all warranties of any kind, express or implied, with respect to the Site and the Content, including any representations or warranties with respect to merchantability, fitness for a particular purpose, title, non-infringement, availability, security, accuracy, freedom from viruses or malware, completeness, timeliness, functionality, reliability, sequencing or speed of delivery. Your use of the Site and the Content is on an &ldquo;as is&rdquo; and &ldquo;as available&rdquo; basis, and on a &ldquo;best efforts&rdquo; basis.</div>
<div><br />In no event shall AC&amp;E, its affiliates or their Related Persons be liable to any party for any claims, liabilities, losses, costs or damages under any theory, including but not limited to any direct, indirect, punitive, special, incidental, or consequential damages arising out of in connection with any access, use (or inability to use) or distribution of the Site, or any Content therein. This is true even if AC&amp;E has been advised of the possibility of such damages or losses.</div>
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<div><strong>8. Hyperlinks to Other Websites</strong></div>
<div>We may occasionally provide "hyperlinks," also known just as "links," to other companies' websites. We provide these links when we think there are other websites that may interest or educate you. This is done as a convenience to you and should not be construed as an endorsement of any website, company, product or service by the Company. While we make every attempt to provide links only to those websites, we think are worthwhile and accurate, we cannot be responsible for the content or accuracy of the information presented on those websites and we specifically disclaim any liability for any loss or damages which you may incur, directly or indirectly, as a result of your use of them. We reserve the right to terminate a link to a third-party website at any time.</div>
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<div><strong>9. Copyrights and Trademarks</strong></div>
<div>The Site's content is protected by Australian and worldwide copyright and trademark laws and treaty provisions. By using the Site, we do not grant you any rights to reproduce, sell, or license any of the content contained herein, except that you may print a copy of the information contained herein for your personal use only. You may not reproduce or distribute the text or graphics to others or copy all or substantially all of the content to your own hard drive or server. You also may not create a link from a third-party website to the Site without the prior written permission of the Company.</div>
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<div><strong>10. Governing Law</strong></div>
<div>The laws of the State of New South Wales in Australia govern these Terms of Use. Any dispute relating to these Terms of Use or your use of the Site shall be resolved solely in the state or federal courts located in the State of New South Wales in Australia.</div>
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<h3 style="box-sizing: border-box; margin: 0px; font-family: Arvo, sans-serif; font-weight: 400; line-height: 1.2; font-size: 1.2rem; padding: 0px;">HOW YOU CAN CONTACT US REGARDING THIS TERMS OF USE AGREEMENT</h3>
<div style="box-sizing: border-box; margin: 0px 0px 15px; overflow-wrap: break-word; font-family: 'PT Sans', sans-serif;">
<div style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">If you have any questions or comments about these Terms of Use, please contact us by the following means:<br /><br /><strong style="font-family: 'PT Sans', sans-serif;">By sending us a message on our contact page:&nbsp; &nbsp;</strong></div>
<a style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;" href="contact-ace"><span style="text-decoration: underline;">Contact AC&amp;E</span></a><span style="font-family: PT Sans, sans-serif;">&nbsp;page on this website</span><br /><br /><strong style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;"><span style="font-family: PT Sans, sans-serif;">By emailing us at:<br /></span></strong><a style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;" href="how-can-we-help"><span style="font-family: PT Sans, sans-serif;"><span style="text-decoration: underline;">Send an email</span>&nbsp;to AC&amp;E (click to email)</span></a><br style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;" /><br /><strong style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;"><span style="font-family: PT Sans, sans-serif;">By sending a letter to us at:<br /></span></strong>
<div style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">AC&amp;E International Pty. Limited<br />PO Box R1650<br />Royal Exchange NSW 1225&nbsp;Australia</div>
</div>

Terms of Use

Overview of AC&E's range of offerings and services

consulting

<div>
<p style="line-height: 116px;">AC&amp;E offers a range of consulting services to corporate, mid sized and not-for-profit organizations, including:</p>
</div>
<ul style="list-style-type: circle;">
<li>Specialist strategy, technology and growth advice for large corporate organizations and not-for-profits (MCS)</li>
<li>Corporate and finance advice for mid-sized and high growth businesses (ICS)</li>
<li>Project and funding advice for property and infrastructure developments (PCS)</li>
</ul>
<div><span style="text-decoration: underline;"><strong>Management Consulting Services</strong></span><strong> (MCS)</strong></div>
<div>&nbsp;</div>
<div>For large corporate organisations and not-for-profits, AC&amp;E provides strategy, innovation and growth advice using both organic and inorganic growth techniques to increase revenue, reduce costs and improve market share -- the range of MCS advice includes:<br /><br /></div>
<ul style="list-style-type: circle;">
<li>Marketing, sales, service and customer retention improvement</li>
<li>Customer experience and satisfaction improvement</li>
<li>Channel strategy</li>
<li>Distribution strategy</li>
<li>Product and offering development and innovation</li>
<li>Mergers, acquisitions and alliances</li>
<li>Customer and market segmentation</li>
<li>Analytical insight generation</li>
<li>Customer and business intelligence</li>
<li>Event Based Marketing</li>
<li>Customer Life Stage Marketing</li>
<li>Digital strategy and development</li>
<li>Technology strategy</li>
<li>Emerging technologies</li>
</ul>
<div>AC&amp;E partners with technology and services firms to deliver strategic, innovation and technology solutions to enable a corporate to leverage new techniques and strategies.<br /><br /><span style="text-decoration: underline;"><strong>Innovation Consulting Services</strong></span><strong>&nbsp;(ICS)</strong><br /><br />
<div>For mid-sized, high-growth and emerging businesses,&nbsp; AC&amp;E provides an extensive range of corporate advisory, finance, structuring and project advisory services -- the range of ICS advice includes:<br /><br /></div>
<ul style="list-style-type: circle;">
<li>Corporate advisory</li>
<li>Business Planning</li>
<li>Exit Planning</li>
<li>Corporate strategy</li>
<li>Growth strategy</li>
<li>Marketing strategy</li>
<li>Technology strategy</li>
<li>Legal strategy</li>
<li>Risk Management</li>
<li>Corporate structuring</li>
<li>Deal structuring and negotiation</li>
<li>Mergers and acquisitions</li>
<li>Corporate finance - including equity, debt and structured finance</li>
<li>Initial Public Offerings (IPO)</li>
<li>Securities exchange listings (including FPO, securities offerings, etc)</li>
<li>Project development and advisory</li>
</ul>
<span style="text-decoration: underline;"><strong>Project Consulting Services</strong></span><strong> (PCS)</strong><br /><br />
<div>For property and infrastructure developments, AC&amp;E provides a range of specialist strategic advisory, funding, risk management, deal structuring and project advisory services -- the range of PCS advice includes:<br /><br /></div>
<ul style="list-style-type: circle;">
<li>Project and funding advice and structuring</li>
<li>Development Planning</li>
<li>Project development and advisory</li>
<li>Risk Management</li>
<li>Project Planning</li>
<li>Corporate advisory</li>
<li>Strategy development</li>
<li>Legal strategy</li>
<li>Corporate structuring</li>
<li>Deal structuring and negotiation</li>
<li>Mergers and acquisitions</li>
<li>Corporate finance - including equity, debt and structured finance</li>
<li>Capital Markets issuances - including&nbsp;Securities exchange listings of securities offerings to fund project needs<br /><br /></li>
</ul>
<hr /></div>

Consulting

investmentsandventurecapital

<div>AC&amp;E provides advice, capital and execution services to high potential organizations and entrepreneurs at all stages of business maturity, including:</div>
<div>&nbsp;</div>
<ul style="list-style-type: circle;">
<li>Commercialisation and start-ups</li>
<li>Growth/ Expansion Stage businesses</li>
<li>Buyouts - including takeovers, MBO, MBI</li>
<li>Turnarounds of distressed businesses</li>
<li>Joint Ventures to enable growth and expansion</li>
</ul>
<div>AC&amp;E employs an integrated advice, capital and execution approach with investment opportunities.&nbsp; We employ unique and cross-disciplinary advice, capital and execution services through five lines of business to service the needs of a business.</div>
<div>&nbsp;</div>
<div style="padding-left: 40px;"><strong>Advice </strong>- strategic advisory, business planning and information memorandum development</div>
<div style="padding-left: 40px;">&nbsp;</div>
<div style="padding-left: 40px;"><strong>Capital Raisings </strong>- private equity, venture capital and private placements to raise capital for a business, project or venture</div>
<div style="padding-left: 40px;">&nbsp;</div>
<div style="padding-left: 40px;"><strong>Funds </strong>- establishing investment funds and Special Purpose Vehicles (SPV) to capitalize a business, project or venture</div>
<div style="padding-left: 40px;">&nbsp;</div>
<div style="padding-left: 40px;"><strong>Finance </strong>- corporate finance, structured finance, debt lending and insurance offerings to meet the needs of a business, project or venture</div>
<div style="padding-left: 40px;">&nbsp;</div>
<div style="padding-left: 40px;"><strong>AC&amp;E Ventures</strong> in the form of joint ventures and affiliates relationships to distribute and sell a business&rsquo;s offerings</div>
<div>&nbsp;</div>
<div>We assist with raising capital, including seed capital, angel investments, equity raisings, debt raisings, corporate finance and structured finance, investment funds and organic revenue generation programs.<br /><br />
<div>AC&amp;E raises equity and debt capital from the international markets to assist companies with their capital needs -- capital is creatively sourced from private equity and venture capital funds, superannuation and pension funds, high net worth/angel investors, corporate and institutional investors and governments.</div>
<div>&nbsp;</div>
<div>AC&amp;E also sets up and manage incubation stage investment funds and structures that invest directly into start up and early stage businesses.&nbsp;&nbsp;</div>
<div>&nbsp;</div>
<div>We can also assist businesses with defining exist strategies, initial public offerings (IPO), trade sales, corporate restructuring, mergers and acquisitions (M&amp;A), in-sourcing, co-sourcing and outsourcing, joint ventures, alliances and forming business partnerships to create value.</div>
<div>&nbsp;</div>
<div>AC&amp;E can also assist with generating internet and mobile traffic to a website.<br /><br /></div>
</div>
<hr />
<div class="row" style="padding: 0px 0px;">
<h4 class="col-sm-8"><strong><em>Private Equity and Corporate Ventures</em></strong></h4>
<div class="col-sm-8">
<p><br />AC&amp;E and Lazarus Capital Partners operate a specialised joint venture with a principal focus on private equity and corporate venture investments, using a combination of proprietary and co-investment capital &mdash; the joint venture is known as AC&amp;E Lazarus Ventures. The key sectors that AC&amp;E Lazarus Ventures invest in include:</p>
<ul style="list-style-type: circle;">
<li>Real estate</li>
<li>Technology</li>
<li>Infrastructure</li>
<li>Energy and Resources</li>
<li>Special Situations</li>
<li>Lending Solution Providers</li>
<li>Mergers and Acquisitions (M&amp;A)</li>
</ul>
<p>Further information about <a title="AC&amp;E Lazarus Ventures" href="ace-lazarus"><span style="text-decoration: underline;">AC&amp;E Lazarus Ventures</span> can be found here</a>.</p>
</div>
<div class="col-sm-4">
<p><a title="AC&amp;E Lazarus Ventures" href="ace-lazarus"><img style="display: block; margin-left: auto; margin-right: auto;" src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60da583cd73c502be3807aee.png" alt="Image" width="321" /></a></p>
</div>
</div>
<hr />

Investments and Venture Capital

finance

<div class="row" style="padding: 10px 0px;">
<div class="col-sm-6">
<p>AC&amp;E provides a comprehensive range of finance, leasing and insurance solutions to meet the needs of a variety of client types. <br /><br />We offer specialist and facilitated solutions in the areas of:</p>
<div>
<ul style="list-style-type: circle;">
<li>Corporate Finance</li>
<li>Property Finance</li>
<li>Infrastructure Finance</li>
<li>Structured Finance</li>
<li>Leasing</li>
<li>Insurance</li>
</ul>
<div>&nbsp; &nbsp;<img src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60d96f86d73c502be3807988.png" alt="Image" width="155" height="155" /><img src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60d95248d73c502be380794b.png" alt="Image" /><br /><br /></div>
</div>
</div>
<div class="col-sm-6">
<p>AC&amp;E also has two specialist strategic alliances to provide access to brokerage services and niche offerings in finance, leasing and insurance.</p>
<p>We also offer financial structuring and project development advice, including:</p>
<ul style="list-style-type: circle;">
<li>strategic advice and planning for business, property and infrastructure developments</li>
<li>establishing joint ventures</li>
<li>deal structuring, legal and commercial services</li>
<li>equity financing and private equity investment</li>
<li>debt financing and structured finance solutions</li>
<li>structuring hybrid debt and equity arrangements</li>
<li>structuring collateral and project guarantees</li>
<li>structuring funding using bank and finance instruments (bank guarantees, letters of credit, etc)</li>
<li>capital raisings for business expansions, mergers and acquisitions (corporate finance)</li>
</ul>
</div>
</div>
<div><hr /></div>
<h1 style="text-align: center;">Financial Services</h1>
<div class="row" style="padding: 10px 0px;">
<div class="col-sm-6">
<p>AC&amp;E and its specialist strategic alliances in financial services offer unique solutions to help clients solve their financial needs with the debt and finance offerings sourced from financial and non-financial institutions locally and internationally.</p>
<ul style="list-style-type: circle;">
<li>Property Finance</li>
<li>Development Finance</li>
<li>Commercial Finance</li>
<li>Leasing</li>
</ul>
<p>Specialist finance offerings include:</p>
<ul style="list-style-type: circle;">
<li>Property Finance</li>
<li>Residential Lending</li>
<li>Private Client Loans</li>
<li>Development Finance&nbsp;</li>
<li>Property Development Finance</li>
<li>Equity Finance</li>
<li>Mezzanine Finance</li>
<li>Project Finance</li>
<li>Infrastructure Finance</li>
</ul>
</div>
<div class="col-sm-6">
<p>Commercial Finance</p>
<ul style="list-style-type: circle;">
<li>Commercial Lending</li>
<li>Commercial Property Finance</li>
<li>Transaction Finance</li>
<li>Commercial Hire Purchase</li>
<li>Asset Based Lending (including debtor and inventory)</li>
<li>Trade Finance</li>
<li>Establishing White-label Finance</li>
</ul>
<p>Leasing</p>
<ul style="list-style-type: circle;">
<li>Equipment Leasing</li>
<li>Software License Funding</li>
<li>Sale and Leaseback Arrangements</li>
</ul>
</div>
</div>
<div><hr /></div>
<h1 style="text-align: center;">Risk and Insurance</h1>
<div class="row" style="padding: 10px 0px;">
<div class="col-sm-6">
<p>AC&amp;E and its specialist strategic alliances in insurance advisory and brokerage offer business clients in Australia with access to unique risk solutions with the aim to satisfy their insurance, risk protection and risk transfer needs, with the solutions sourced from and structured with insurers locally and internationally.</p>
<p>Types of clients we work with includes:</p>
<ul style="list-style-type: circle;">
<li>Small and Medium Sized Businesses</li>
<li>Larger Corporates</li>
<li>Not-for-Profit organisations</li>
<li>Associations</li>
<li>Property Developers</li>
<li>Property Owners</li>
</ul>
</div>
<div class="col-sm-6">Note that AC&amp;E International Pty. Limited is not a licensed insurance broker, and has strategic alliances with specialists in risk advisory and insurance brokerage who collaborate with AC&amp;E and have the necessary Australian Financial Services Licenses (AFSL) covering the scope of insurance advisory in Australia.<br /><br />The design of risk transfer arrangements typically require a broader set of corporate advice, transaction structuring, risk management, insurance and legal strategy skills -- of which AC&amp;E and its specialist strategic alliances in insurance advisory, insurance brokerage and legal services are able to uniquely provide as a cross-disciplinary and integrated business solution.</div>
</div>
<hr />
<p style="text-align: left;">&nbsp;</p>

Finance

funds

<div>AC&amp;E establishes specialist investment funds, special purpose vehicles and structures to facilitate multiple investors investing into business or property opportunities.</div>
<div>&nbsp;</div>
<ul style="list-style-type: circle;">
<li>AC&amp;E establishes specialist investment funds, structures and special purpose vehicles (SPV) to enable a group of investors to invest into a specific or series of opportunities&nbsp;</li>
</ul>
<ul style="list-style-type: circle;">
<li>AC&amp;E provides specialist asset management capabilities to operate and manage an investment fund, structure or special purpose vehicle</li>
</ul>
<ul style="list-style-type: circle;">
<li>AC&amp;E also incubates and launches new funds and investment vehicles to capitalize on a business opportunity</li>
</ul>
<div>The types of funds and investment vehicles that AC&amp;E works with and establishes includes:</div>
<div>&nbsp;</div>
<ul style="list-style-type: circle;">
<li>Venture Capital</li>
<li>Innovation</li>
<li>Internet Monetization</li>
<li>Distressed Assets</li>
<li>Energy, Renewable Energy and Green Technology</li>
<li>Agricultural Land Management</li>
<li>Real Estate (Property)</li>
</ul>
<div>Note that the AC&amp;E International Pty Limited business is not a fund manager -- AC&amp;E International Pty Limited ABN 33 122 982 656 is a Corporate Authorised Representative (ASIC CAR 1241500) of Lazarus Capital Partners ABN 57 610 367 416 and Australian Financial Services Licence 502758 (AFSL), which is regulated by the Australian Securities and Investments Commission (ASIC). Refer to our <a title="Australian Financial Services licensing details" href="corporate-authorised-representative" target="_blank" rel="noopener"><span style="text-decoration: underline;">licensing details</span> here</a>.<br /><br />AC&amp;E also works with other organizations to establish and manage a compliant fund, and AC&amp;E also incubates and manages separately incorporated funds or investment vehicles as independently managed and compliant businesses.<br /><br /></div>
<hr />

Funds

capitalmarketssolutions

<div class="row" style="padding: 14px 0px;">
<div class="col-sm-3">
<p><img style="display: block; margin-left: auto; margin-right: auto;" src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60d96f86d73c502be380798b.png" alt="Image" width="168" height="168" /></p>
</div>
<div class="col-sm-9">
<p>AC&amp;E and its strategic alliances are able to provide corporate clients with access to sophisticated capital markets and structured finance solutions to fund their project finance and business needs through our unique and integrated Capital Markets solution offering.</p>
<div>AC&amp;E provides a range of funding solutions for small, medium and large-sized transactions &ndash; where the firm works in the equity, debt, insurance and capital markets to arrange and structure finance to meet a client&rsquo;s needs, and works with a client post-funding to assist with executing its corporate strategy in order to accelerate the realisation of the value-creating opportunity that the funding is required for.</div>
</div>
</div>
<div>The following schematic illustrates the various types of capital raisings that AC&amp;E performs, including traditional equity and debt capital raisings, private placements, listed equity, debt and hybrid securities, and corporate bond issuances &ndash; this capability provides our clients with an extensive range of possible mechanisms to raise capital for both their current and future needs.</div>
<div>&nbsp;</div>
<div><img style="display: block; margin-left: auto; margin-right: auto;" src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60da6b8dd73c502be3807b2c.svg" alt="Image" /></div>
<div>&nbsp;</div>
<div>Corporate issuers who are seeking to design and issue a financial security(s) to fund their capital needs are able to use our integrated Capital Markets solution which provides them with the following origination, manufacturing/solution design and placement capabilities as a comprehensive and tightly integrated offering that is jointly provided by several professional services firms in the AC&amp;E capital markets alliance:<br /><br /></div>
<ol>
<li>Corporate advisory and corporate finance services (including assistance with project planning and Information Memorandum development)</li>
<li>Financial security solution design and structuring (manufacturing)</li>
<li>Legal advisory and documentation services</li>
<li>Tax, audit and accounting services</li>
<li>Due diligence assessment, including:
<ul>
<li>Commercial due diligence</li>
<li>Financial due diligence&nbsp;</li>
<li>Legal due diligence</li>
<li>Risk assessment and risk due diligence</li>
<li>Engineering and project planning due diligence</li>
</ul>
</li>
<li>Risk management advice, insurance placement and risk transfer structuring</li>
<li>Trustee services, custodial and bond management (if necessary)</li>
<li>Securities Exchange listing services (if necessary)</li>
<li>Investor Relations (if necessary)</li>
<li>Capital raising and brokerage services to fund the issued security(s)</li>
</ol>
<div>Other services are contracted on a deal and needs basis determined by the optimal provider, such as valuations (business and property valuation) and ratings agencies (S&amp;P, Fitch and Moodys) for rated instruments.</div>
<div>&nbsp;</div>
<div>The integrated Capital Markets solution provides a client with the ability to uniquely design and fund highly structured financial securities and bonds, as depicted in the following schematic.<br /><br /><img style="display: block; margin-left: auto; margin-right: auto;" src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60da6b8dd73c502be3807b2d.svg" alt="Image" /></div>
<div><br />The investors that AC&amp;E works with to fund the issuance of the financial security(s) includes, and are not limited to, the following types of investors located in Australia, Asia, North America and Europe:<br /><br /></div>
<ul style="list-style-type: circle;">
<li>Institutional investors</li>
<li>Corporate investors</li>
<li>Hedge funds</li>
<li>Superannuation/pension funds</li>
<li>Sovereign funds</li>
<li>Banks</li>
<li>Insurers and reinsurers</li>
<li>Family Offices</li>
<li>High net worth individuals and sophisticated investors</li>
<li>Self-Managed Super Funds (SMSF) in Australia</li>
</ul>
<div>AC&amp;E and its strategic alliances in the integrated Capital Markets solution offering initially work with the client to determine the design and type of financial security that would best meet the client&rsquo;s funding needs, and then develop an issuance plan covering all activities and parties involved in the origination, manufacturing and placement/distribution of the financial security.<br /><br />Note that AC&amp;E International Pty Limited ABN 33 122 982 656 is a Corporate Authorised Representative (ASIC CAR 1241500) of Lazarus Capital Partners ABN 57 610 367 416 and Australian Financial Services Licence 502758 (AFSL), which is regulated by the Australian Securities and Investments Commission (ASIC). Refer to our&nbsp;<a title="Australian Financial Services licensing details" href="corporate-authorised-representative" target="_blank" rel="noopener"><span style="text-decoration: underline;">licensing details</span>&nbsp;here</a>.</div>
<hr />

Capital Markets Solutions

corporateventures

<div>
<p><strong>AC&amp;E Ventures</strong> enters into joint ventures and value creation arrangements in the following areas:</p>
</div>
<ul style="list-style-type: circle;">
<li>Technology and software commercialisation, development and distribution</li>
<li>Property development (real estate)</li>
<li>Product innovation</li>
<li>Trade facilitation</li>
<li>Corporate Transaction Services (CTS)</li>
</ul>
<div>As a venture partner, AC&amp;E is willing to enter into a variety of commercial models including establishing a new business entity, equity deals, revenue or profit share, commission and joint venture arrangements.<br /><br /><hr />
<h2><span style="background-color: #000000; color: #ffffff;">&nbsp; <img src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60d94742d73c502be380792a.png" alt="Image" /> Technology&nbsp;&nbsp;</span><br /><br /></h2>
<div>
<p>AC&amp;E works with technology innovators and vendors to distribute their software and hardware solutions.&nbsp; This includes:</p>
</div>
<ul style="list-style-type: circle;">
<li>Commercialisation of early stage technology solutions</li>
<li>Distribution of mature solutions in the Australia and Asian markets</li>
<li>Distribution to corporate and government/public sectors</li>
</ul>
<div>AC&amp;E has also launched a domain management service which is a managed service for owners of large domain portfolios which are either parked or underperforming.&nbsp; The service is provided as a software as a service solution (SaaS), and distinctively works on a revenue share basis to monetise domains (rather than a fee for service basis).&nbsp; The service is a highly sophisticated domain management solution that uses proprietary technology, monetisation strategies and feeds to rapidly optimise and monetise domains, not only by attracting traffic but also by creating repeat visitors to websites and digital properties.&nbsp;&nbsp;The service offers a specific value proposition by transforming underperforming domains (which are usually parked domains, or one-click CPC pages with little or no direct traffic) into rich and contextually relevant websites.</div>
<div>&nbsp;</div>
<div><hr />
<h2><span style="color: #ffffff; background-color: #000000;">&nbsp; <img src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60d9492fd73c502be380792e.png" alt="Image" /> Property&nbsp;&nbsp;</span><br /><br /></h2>
</div>
<div>
<p>AC&amp;E works with property developments as a joint venture partner, including:</p>
</div>
<ul style="list-style-type: circle;">
<li>Pre-Development Application (DA) stage&nbsp;</li>
<li>Planning stage</li>
<li>Development stage</li>
<li>Distressed properties and developments</li>
</ul>
<div>AC&amp;E brings property planning and development expertise, property law, equity, debt finance and joint venture development partners to these types of property development opportunities <span style="background-color: #ffffff; color: #212529; font-family: 'PT Sans', sans-serif; font-size: 14px;">&mdash; w</span>e are able to work collaboratively with investors, developers, takeout parties, vendors and funders with these types of property deals.</div>
<div>&nbsp;</div>
<div><hr />
<h2><span style="color: #ffffff; background-color: #000000;">&nbsp; <img src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60d97ee8d73c502be38079f5.png" alt="Image" /> Product Innovation&nbsp;&nbsp;</span></h2>
</div>
<h1>&nbsp;</h1>
<div>AC&amp;E works with inventors of new products, and organizations spinning-off a product, to go to market and deliver a new innovation.&nbsp; The product innovation will generally be a disruptive offering, or one that has significant potential to redefine an existing market, or to address a new or emerging market.<br /><br /></div>
<div>AC&amp;E is able to work in collaboration with the inventor or product owner to develop the go to market strategy, business structure and business model to launch, along with the required funding.</div>
<div>&nbsp;</div>
<div><hr />
<h2><span style="background-color: #000000; color: #ffffff;">&nbsp; <img src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/64cde61de4ed08484a160ace.png" alt="Image" />&nbsp;Trade Facilitation&nbsp;&nbsp;</span></h2>
<h2>&nbsp;</h2>
</div>
<div>
<p>AC&amp;E is able to assist buyers and sellers in commodity and resource trade transactions, whilst working with their mandates and intermediaries to manage commission payments and trade finance.&nbsp; There are a range of commodities and resources that AC&amp;E is generally able to source for a buyer (subject to supply availability), including:</p>
</div>
<ul style="list-style-type: circle;">
<li>Resources commodities</li>
<li>Oil and Gas</li>
<li>Fuel products</li>
<li>Construction and building products</li>
<li>Precious Metals</li>
</ul>
<div>AC&amp;E generally works on the buy side to assist with sourcing commodities and resources through its international supply network, and is able to provide commercial, legal, documentary and trade finance assistance to facilitate the trade between buyers and sellers.</div>
<div><br /><hr />
<h2><span style="background-color: #000000; color: #ffffff;"><img src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/64cddd5be4ed08484a160ab9.png" alt="Image" />Transaction Services&nbsp;&nbsp;</span></h2>
<div class="row" style="padding: 0px 0px;">
<div class="col-sm-9 align-self-center">
<p style="text-align: left;"><strong>AC&amp;E Lazarus Ventures</strong><strong><br /></strong></p>
<p>AC&amp;E and Lazarus Capital Partners operate a specialised joint venture with a principal focus on private equity, private credit and corporate venture investments, using a combination of proprietary and co-investment capital by accessing wholesale and institutional markets &mdash; the joint venture is known as AC&amp;E Lazarus Ventures (ALV).<br /><br />The key sectors and areas of activity that AC&amp;E Lazarus Ventures invests and lends into include:</p>
<div class="col-sm-9">
<ul style="list-style-type: circle;">
<li>Real estate</li>
<li>Technology</li>
<li>Infrastructure</li>
<li>Energy and Resources</li>
<li>Special Situations</li>
<li>Mergers and Acquisitions (M&amp;A)</li>
<li>Deal Financing</li>
<li>Project Finance, Structured Finance and Asset Finance</li>
<li>Private Credit</li>
<li>Lending and Leasing Markets (including lending aggregation)</li>
</ul>
</div>
</div>
<div class="col-sm-3 align-self-center">
<p style="text-align: center;">Further information about <a title="AC&amp;E Lazarus Ventures" href="ace-lazarus"><span style="text-decoration: underline;">AC&amp;E Lazarus Ventures</span>&nbsp;can be found here</a>.</p>
<a href="ace-lazarus"><img style="text-align: center; display: block; margin-left: auto; margin-right: auto;" src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60da583cd73c502be3807aee.png" alt="Image" width="250" /></a></div>
</div>
<hr /></div>
</div>

Corporate Ventures

comarkdigitalinnovativewebsitesolutions

<p>AC&amp;E has an investment in Comark Digital, which is a next generation technology platform for businesses helping to accelerate the development and effectiveness of their marketing, sales and service capabilities. AC&amp;E has partnered with a development company, a broader team of technology developers and design creatives, and specialist internet capability providers to design, build and operate the Comark Digital software as a service (SaaS) offering to business users in Australia and worldwide.</p>
<div><img style="text-align: center; display: block; margin-left: auto; margin-right: auto; margin-top: 20px;" src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60dedbc4d73c502be3807f8b.png" alt="Image" width="512" height="111" /></div>
<div>&nbsp;</div>
<div class="row" style="padding: 0px 0px;">
<div class="col-sm-4" style="padding-left: 40px;">Features of the Comark Digital platform:<span style="font-size: 100%; line-height: 9px; display: block;">&nbsp;</span>
<ul style="list-style-type: circle;">
<li>Marketing</li>
<li>Sales</li>
<li>Service</li>
<li>eCommerce</li>
<li>In-Store Sales</li>
<li>Analytics</li>
<li>Multi-Channel</li>
<li>Website Hosting</li>
<li>Flexibility</li>
<li>Ongoing Expert Support</li>
</ul>
<span style="font-size: 100%; line-height: 15px; display: block;">&nbsp;</span></div>
<div class="col-sm-8">
<div class="row align-items-center">
<p><img style="text-align: middle; display: block; margin-left: auto; margin-right: auto; margin-bottom: 20px;" src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60e3efab154b416507edadc2.svg" alt="Image" /></p>
</div>
</div>
</div>
<div style="text-align: left;">
<div style="text-align: center; font-size: 10px;">&nbsp;</div>
<div style="text-align: left;">
<div>
<h1 style="text-align: center;"><strong>Comark Platform Features</strong></h1>
<div style="text-align: center;"><hr style="height: 1px; border: none; color: #ffffff; background-color: #ffffff; width: 12%;" /></div>
<p style="text-align: center;">The Comark platform enables you to utilise an advanced technology solution that provides digital capabilities to manage many of the operational needs of your business</p>
<div class="row" style="padding: 10px 0px;">
<div class="col-sm-1">
<p style="text-align: center;">&nbsp;</p>
</div>
<div class="col-sm-2">
<h2 style="text-align: center;"><span style="color: #000000;"><a style="color: #000000;" href="comark/business" target="_blank" rel="noopener"><img style="display: block; margin-left: auto; margin-right: auto;" src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60e55bb4154b416507edaea3.svg" alt="Image" /><span style="color: #ffffff;"><strong>Business</strong></span></a></span></h2>
<p style="text-align: center;"><span style="color: #ffffff;"><a style="color: #ffffff;" title="Comark business features" href="comark/business" target="_blank" rel="noopener">From a Customer Relationship Management (CRM) to a Content Management System (CMS), from marketing tools to eCommerce tools ... all the tools you need all in one place</a></span></p>
</div>
<div class="col-sm-2" style="text-align: center;">
<h2><span style="color: #ffffff;"><a style="color: #ffffff;" href="comark/support" target="_blank" rel="noopener"><img src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60e56b43154b416507edaec1.svg" alt="Image" /></a></span><br /><span style="color: #ffffff;"><a style="color: #ffffff;" title="Comark support" href="comark/support" target="_blank" rel="noopener"><strong>Support</strong></a></span></h2>
<p><span style="color: #ffffff;"><a style="color: #ffffff;" title="Comark support" href="comark/support" target="_blank" rel="noopener">We actively work with you to help optimise your website&rsquo;s performance. You get &lsquo;human support&rsquo; from experts who know the Comark Platform, and who and also understand your business and industry to help you achieve your goals.</a></span></p>
</div>
<div class="col-sm-2" style="text-align: center;">
<h2><span style="color: #ffffff;"><a style="color: #ffffff;" href="comark/technology" target="_blank" rel="noopener"><img src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60e56b43154b416507edaec5.svg" alt="Image" /></a></span><br /><span style="color: #ffffff;"><a style="color: #ffffff;" title="Comark technology features" href="comark/technology" target="_blank" rel="noopener"><strong>Technology</strong></a></span></h2>
<p><span style="color: #ffffff;"><a style="color: #ffffff;" title="Comark technology features" href="comark/technology" target="_blank" rel="noopener">We take care of the technology so you don't need to. We take care of the technical stuff, constantly adding new features so you can focus on doing what you do best and take advantage of new technologies as soon as you need to.</a></span></p>
</div>
<div class="col-sm-2" style="text-align: center;">
<h2><span style="color: #ffffff;"><a style="color: #ffffff;" href="comark/architecture" target="_blank" rel="noopener"><img src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60e56b43154b416507edaec6.svg" alt="Image" /></a></span><br /><span style="color: #ffffff;"><a style="color: #ffffff;" title="Comark technology architecture" href="comark/architecture" target="_blank" rel="noopener"><strong>Architecture</strong></a></span></h2>
<p><span style="color: #ffffff;"><a style="color: #ffffff;" title="Comark technology architecture" href="comark/architecture" target="_blank" rel="noopener">A platform designed from the ground up to provide stable, real time features to both you and your customers. We protect and ensure your system is up and running - one less thing for you to worry about!</a></span></p>
</div>
<div class="col-sm-2" style="text-align: center;">
<h2><span style="color: #ffffff;"><a style="color: #ffffff;" href="comark/security" target="_blank" rel="noopener"><img src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60e56b43154b416507edaec0.svg" alt="Image" /></a></span><br /><span style="color: #ffffff;"><a style="color: #ffffff;" title="Comark security features" href="comark/security" target="_blank" rel="noopener"><strong>Security</strong></a></span></h2>
<p><span style="color: #ffffff;"><a style="color: #ffffff;" title="Comark security features" href="comark/security" target="_blank" rel="noopener">Security goes beyond just passwords. It covers access logs, audit trails, firewalls and other tools. Our platform helps you manage all of these and more to help de-risk your business operations.</a></span></p>
</div>
</div>
</div>
<div style="text-align: center;">Select any of the features listed above to see more detail on that specific feature.<br /><br /></div>
<div><hr style="height: 1px; border: none; color: #333; background-color: #ffffff;" /></div>
<div style="text-align: left;">
<p style="text-align: center;">&nbsp;</p>
<h1 style="text-align: center;"><strong>Website as a Service (WaaS)</strong></h1>
<div style="text-align: center;"><hr style="height: 1px; border: none; color: #ffffff; background-color: #ffffff; width: 12%;" /></div>
<div style="text-align: left;">AC&amp;E has made a strategic investment into and is building a platform to enable business owners to easily design, build and run their website without the need for a website developer and technical staff to maintain it -- the platform provides a Website as a Service (WaaS) solution to make the process efficient and as easy as possible, whilst making the website (or websites if the business has more than one website) as effective and high performing as possible. The concept is to enable a business to easily procure and operate a website(s) without the hassle of long setup processes and without having to make multiple and complex decisions about technology, such as content management systems (CMS), functionality options, third party software integration, plugins, adaptors, internet security and website hosting.&nbsp;<br /><br />
<div>In the WaaS delivery model, it is Comark Digital that is dealing with the long and complex infrastructure processes and the many and varied technology decisions for and on behalf of the business owner, like any other service that the business can subscribe to &ndash; and by doing so, Comark is liberating the business owner to focus on operating the website(s) with their marketing and sales campaigns, promoting their unique content and serving their customers. WaaS is a way of designing, building and managing a website by subscribing to it as a service so that functional and technical updates are managed by someone else as part of a package deal &ndash; WaaS is especially attractive for businesses that:</div>
<span style="font-size: 100%; line-height: 12px; display: block;">&nbsp;</span>
<ul style="list-style-type: circle;">
<li>resource constrained in both number (amount of staff) and website/digital skills</li>
<li>are stretched with day to day business, tasks and responsibilities and don't have time for their managing their digital presence</li>
<li>don&rsquo;t have the relevant competencies and skills in-house</li>
<li>unsure where to start (if they don't have a website), or how to radically improve/fix their current website (if they have one)</li>
<li>overwhelmed with the variety of website tools on the market, and confused with the variety of technical options in those tools, and the search engine optimisation (SEO) and search engine marketing (SEM) features that they have to consider</li>
</ul>
<div>One of the benefits of WaaS is that the Comark Digital platform is a standardised solution enabling a fast-to-market website for the business owner, meaning that their website can go from concept to implemented (live) in a very rapid timeframe due to the standardisation of the platform. The other strategic difference with the Comark platform is that it can also be configured quickly to the needs of the business, so that non-standard websites can be deployed quickly and cheaply. For businesses that require more than configuration differences, Comark can also be customised to the more complex and unique needs of more sophisticated requirements of other businesses. Comark was designed with this flexibility to requirements in mind &ndash; standardised, configuration and customisation.</div>
<div>&nbsp;</div>
<div>The benefit of a WaaS platform like Comark is that it is quick to get started with, and easy to buy with a relatively low cost and fast time to market. An advantage of this approach for a business owner is that more time and budget can be spent on content and communication &ndash; a WaaS model means that the business owner is able to spend less of their budget on design and technology, so that they can use more of their budget for content, communication and marketing instead.</div>
<div>&nbsp;</div>
<div>Comark also enables a business to move or port their existing website(s) - including content and design &ndash; into the Comark WaaS platform very quickly, giving them access to all the benefits immediately. A WaaS platform is based on generic requirements that all websites and businesses need, with the flexibility to add and remove module options as needed, and as the business grows.&nbsp;Some of these generic requirements include, and are not limited to:</div>
<span style="font-size: 100%; line-height: 12px; display: block;">&nbsp;</span>
<ul style="list-style-type: circle;">
<li>user-friendly content management system (CMS)</li>
<li>creative design flexibility (look and feel of the website)</li>
<li>standardised functions such as search, blogs, mailing lists, etc</li>
<li>templates</li>
<li>calendars</li>
<li>listings</li>
<li>eCommerce</li>
<li>campaign management</li>
<li>data capture forms</li>
<li>analytics</li>
<li>security</li>
<li>automation of some settings for search engine optimisation (SEO)</li>
<li>integrations with third-party providers</li>
<li>social media integration</li>
<li>legal demands such as terms, privacy, use of cookies and storing of personal information</li>
</ul>
<div>WaaS is a good option for any business with limited resources, that wants to have a well-functioning website up and running quickly without having to understand all the technical jargon.&nbsp;Comark provides a range of creative designs that can be configured to the needs and wants of the business, enabling a fast-to-market design at a lower cost than retaining their own bespoke designer, or a business can implement a custom design into the platform.</div>
<div>&nbsp;</div>
<div>Another key benefit of the WaaS model is the continuous development of the website &ndash; by subscribing to the service, a business owner is able to decide the level of development on their website as it suits them, and also they have the flexibility to subscribe for optional modules at an additional cost to increase the functionality on a month to month basis (meaning they can switch on/switch off the modules based on specific needs). In the early days a business might want to make bigger changes in the beginning when they see the possibilities that the platform offers, and after a while when they become satisfied with fewer alterations, focusing on keeping the website up to date.&nbsp;</div>
<div>&nbsp;</div>
<div>The other aspect of the WaaS continuous development is that Comark is making technology easier for business owners by automatically keeping the website up to date with ever-changing technology such as browser updates, Google search updates, changes in technology standards, hosting, encryption, Secure Sockets Layer (SSL) certificates, security protocols, social media changes, changes in adaptors, API's and third-party integrations which are essential for the operation of the website, and so on. It is important to note this is not only a time advantage, but also a cost advantage as Comark can implement the essential technology changes at a platform level at a lower cost than if a business owner is responsible for requesting it on their own from a third-party developer.</div>
<div>&nbsp;</div>
<div>Hosting is also included in the Comark WaaS service so that you don&rsquo;t have to worry about traffic numbers, harmful attacks and geographical distribution &ndash; Comark employs Amazon Web Services and the Google Cloud Platform as cloud services for a highly scalable and efficient hosting and data architecture.</div>
<div>&nbsp;</div>
<div>Another aspect of the WaaS model is that Comark provides advice and support to business users so that they are able to obtain help, advice and know-how easily and in a timely manner. More aspects of the differentiated service and functionality are outlined below.<br /><br /></div>
</div>
<div><hr style="height: 1px; border: none; color: #333; background-color: #ffffff;" /></div>
<span style="font-size: 100%; line-height: 20px; display: block;">&nbsp;</span>
<h1 style="text-align: center;"><strong>Powerful Modules</strong></h1>
<div style="text-align: center;"><hr style="height: 1px; border: none; color: #ffffff; background-color: #ffffff; width: 12%;" /></div>
<div style="text-align: center;">You have the choice of adding optional modules that add powerful features to enhance your experience<br />
<div style="text-align: center; font-size: 10px;"><span style="line-height: 15px;">(see modules listed below)<br /><br /></span></div>
</div>
</div>
</div>
</div>

Comark Digital - innovative website solutions

Australian Financial Services Licensing (CAR)

acelazarusventures

<p>change URL back to:<br /><span style="background-color: #fbeeb8;">ace-lazarus-ventures</span><br />&nbsp;/ace-lazarus-ventures<br /><br /><br />change logo<br />make the "&amp;" in AC<span style="background-color: #fbeeb8;">&amp;</span>E smaller in the <span style="background-color: #fbeeb8;">AC&amp;E Lazarus Ventures</span> logo<br /><br /><br /></p>
<div class="col-sm-8" style="box-sizing: border-box; margin: 0px; font-family: Arvo, sans-serif; font-weight: 400; line-height: 1.2; color: #212529; font-size: 1rem; padding-top: 0px; padding-right: 15px; padding-bottom: 0px; position: relative; width: 569.984px; min-height: 1px; flex: 0 0 66.6667%; max-width: 66.6667%; background-color: #ffffff;"><span style="box-sizing: border-box; font-weight: bolder;">AC&amp;E Lazarus Ventures (ALV)</span></div>
<div class="col-sm-8" style="box-sizing: border-box; overflow-wrap: break-word; position: relative; width: 569.984px; min-height: 1px; padding-right: 15px; flex: 0 0 66.6667%; max-width: 66.6667%; font-family: 'PT Sans', sans-serif; color: #212529; font-size: 14px; background-color: #ffffff;">
<p style="box-sizing: border-box; margin: 0px 0px 15px; overflow-wrap: break-word; line-height: 22px !important;">AC&amp;E and Lazarus Capital Partners operate a specialised joint venture with a principal focus on private equity and corporate venture investments, using a combination of proprietary and co-investment capital &mdash; the joint venture is known as AC&amp;E Lazarus Ventures (ALV). The key sectors that AC&amp;E Lazarus Ventures invest in include:</p>
<ul style="list-style-type: circle;">
<li style="box-sizing: border-box; overflow-wrap: break-word;"><span style="color: #212529; font-family: PT Sans, sans-serif;"><span style="font-size: 14px;">Real estate</span></span></li>
<li style="box-sizing: border-box; overflow-wrap: break-word;"><span style="color: #212529; font-family: PT Sans, sans-serif;"><span style="font-size: 14px;">Technology</span></span></li>
<li style="box-sizing: border-box; overflow-wrap: break-word;"><span style="color: #212529; font-family: PT Sans, sans-serif;"><span style="font-size: 14px;">Infrastructure</span></span></li>
<li style="box-sizing: border-box; overflow-wrap: break-word;"><span style="color: #212529; font-family: PT Sans, sans-serif;"><span style="font-size: 14px;">Energy and Resources</span></span></li>
<li style="box-sizing: border-box; overflow-wrap: break-word;"><span style="color: #212529; font-family: PT Sans, sans-serif;"><span style="font-size: 14px;">Special Situations</span></span></li>
<li style="box-sizing: border-box; overflow-wrap: break-word;"><span style="color: #212529; font-family: PT Sans, sans-serif;"><span style="font-size: 14px;">Lending Solution Providers</span></span></li>
<li style="box-sizing: border-box; overflow-wrap: break-word;"><span style="color: #212529; font-family: PT Sans, sans-serif;"><span style="font-size: 14px;">Mergers and Acquisitions (M&amp;A)</span></span></li>
</ul>
</div>
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AC&E Lazarus Ventures

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<h1><strong><span style="color: #ffffff;">&nbsp;Title</span></strong></h1>
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<div>INSERT HERE INSERT HERE INSERT HERE INSERT HERE INSERT HERE INSERT HERE INSERT HERE INSERT HERE INSERT HERE INSERT HERE INSERT HERE INSERT HERE INSERT HERE INSERT HERE INSERT HERE INSERT HERE INSERT HERE INSERT HERE INSERT HERE INSERT HERE INSERT HERE INSERT HERE INSERT HERE INSERT HERE INSERT HERE INSERT HERE INSERT HERE INSERT HERE INSERT HERE INSERT HERE INSERT HERE INSERT HERE INSERT HERE INSERT HERE INSERT HERE INSERT HERE INSERT HERE INSERT HERE<br /><br /></div>
<br /><br /><br /><br /><iframe src="https://ssltvc.forexprostools.com/?pair_ID=44336&amp;height=480&amp;width=650&amp;interval=300&amp;plotStyle=line&amp;domain_ID=70&amp;lang_ID=70&amp;timezone_ID=28" width="650" height="480"></iframe><br /><br /><br />xxxxxxxxxxxxx<br />xxxxxxxxxxxxx<br />xxxxxxxxxxxxx<br />xxxxxxxxxxxxx<br />xxxxxxxxxxxxx<br />xxxxxxxxxxxxx<br />xxxxxxxxxxxxx<br /><br /><br /><br />
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<h1><strong><span style="color: #ffffff;">Economic Calendar </span></strong><span style="color: #ffffff;">- </span><span style="color: #ffffff;">upcoming domestic and international economic events</span></h1>
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<iframe src="https://sslecal2.forexprostools.com?columns=exc_flags,exc_currency,exc_importance,exc_actual,exc_forecast,exc_previous&amp;features=datepicker,timezone&amp;countries=25,34,32,6,37,72,71,22,17,51,39,14,33,10,35,43,60,38,36,110,11,26,9,12,4,5&amp;calType=week&amp;timeZone=31&amp;lang=70" width="650" height="467" frameborder="0" marginwidth="0" marginheight="0"></iframe>
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<h1><strong><span style="color: #ffffff;">Currencies</span></strong><span style="color: #ffffff;"> - currency cross rates</span></h1>
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<iframe src="https://au.widgets.investing.com/live-currency-cross-rates?theme=lightTheme&amp;hideTitle=true&amp;roundedCorners=true&amp;pairs=1,3,2,4,5,6,9,10,49,47,50,53,15,48,42,155,1486,1487,1489,146,1494,2111,2124,2126" width="100%" height="100%" frameborder="0" marginwidth="0" marginheight="0"></iframe>
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<div>&nbsp;</div>
<h1><span style="background-color: #000000; color: #ffffff;"><strong>&nbsp; Australian Dollar (AUD) cross rates&nbsp;&nbsp;</strong></span></h1>
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<h1><span style="color: #ffffff; background-color: #000000;"><strong>&nbsp; Currency Converter&nbsp; </strong></span>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;</h1>
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<div class="poweredBy" style="font-family: Arial, Helvetica, sans-serif;"><iframe src="https://sslfxrates.forexprostools.com/index_exchange.php?params&amp;inner-border-color=%23CBCBCB&amp;border-color=%23cbcbcb&amp;bg1=%23F6F6F6&amp;bg2=%23ffffff&amp;inner-text-color=%23000000&amp;currency-name-color=%23000000&amp;header-text-color=%23FFFFFF&amp;force_lang=70" width="555" height="175" frameborder="0" marginwidth="0" marginheight="0" scrolling="auto" align="center"></iframe><br />
<div style="width: 540px; text-align: left;"><span style="float: right;"><span style="font-size: 11px; color: #333333; text-decoration: none;">.</span></span></div>
<span style="color: #333333; font-size: 11px;">The Exchange Rates are powered by&nbsp;</span><a class="underline_link" style="font-size: 11px; color: #06529d; font-weight: bold;" href="https://au.investing.com/" target="_blank" rel="nofollow noopener">Investing.com Australia</a><span style="color: #333333; font-size: 11px;">.</span></div>
<div><span style="color: #333333; font-family: Arial, Helvetica, sans-serif;"><span style="font-size: 11px;">&nbsp;</span></span></div>
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<h1><strong><span style="color: #ffffff;">&nbsp;</span><span style="color: #ffffff;">Central Bank Rates</span></strong></h1>
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<iframe src="https://sslirates.forexprostools.com/index.php?rows=4&amp;bg1=FFFFFF&amp;bg2=F1F5F8&amp;text_color=333333&amp;enable_border=hide&amp;border_color=0452A1&amp;header_bg=ffffff&amp;header_text=FFFFFF&amp;force_lang=70" width="474" height="50" frameborder="0" marginwidth="0" marginheight="0" scrolling="no" align="center"></iframe><br /><span style="color: #333333; font-size: 11px;">Interest Rates powered by </span><a class="underline_link" style="font-size: 11px; color: #06529d; font-weight: bold;" href="https://au.investing.com/" target="_blank" rel="nofollow noopener">Investing.com Australia</a><span style="color: #333333; font-size: 11px;">.</span><br /><br /><br /><br />
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<h1><strong><span style="color: #ffffff;">Technical Analysis Summaries</span></strong><span style="color: #ffffff;"> (near real-time)</span></h1>
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<h1><iframe src="https://ssltsw.forexprostools.com?lang=70&amp;forex=1,2,3,5,7,9,10&amp;commodities=8830,8836,8831,8849,8833,8862,8832&amp;indices=23660,166,172,27,179,53094,170&amp;stocks=345,346,347,348,349,350,352&amp;tabs=1,2,3,4" width="317" height="467"></iframe></h1>
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<div style="width: 425px;"><span style="float: left;"><span style="font-size: 11px; color: #333333; text-decoration: none;">This Technical Analysis is powered by <a class="underline_link" style="font-size: 11px; color: #06529d; font-weight: bold;" href="https://au.investing.com/" target="_blank" rel="nofollow noopener"> Investing.com Australia</a></span></span></div>
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<h1><strong><span style="color: #ffffff;">&nbsp;Cryptocurrencies</span></strong></h1>
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<iframe src="https://au.widgets.investing.com/top-cryptocurrencies?theme=lightTheme&amp;hideTitle=true&amp;roundedCorners=true" width="100%" height="100%" frameborder="0" marginwidth="0" marginheight="0"></iframe>
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<td style="width: 100%;"><strong style="color: #e03e2d;">IMPORTANT NOTE:</strong><span style="color: #e03e2d;">&nbsp; AC&amp;E is providing the information above and the links to market data on other companies' websites, as we think this information may be of interest to you. This is done as a convenience to you and should not be construed as an endorsement of any website, company, product or service by the organisations associated with those other companies' websites. While we make every attempt to provide links only to those websites, we think are worthwhile and accurate, we cannot be responsible for the content or accuracy of the information presented on those websites and we specifically disclaim any liability for any loss or damages which you may incur, directly or indirectly, as a result of your use of them. We reserve the right to terminate a link to a third-party website at any time. All information and advice (if any) is general advice only. Your personal circumstances and financial objectives have not been taken into consideration. Accordingly, you should consider if the advice is right for you. All advice and education content is of the nature of general information only and must not in any way be construed or relied upon as legal, financial or personal advice. No consideration has been given or will be given to the individual investment objectives, financial situation or needs of any particular person.</span></td>
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Financial Markets

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Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.<br /><br /><img src="https://www.platformcommunications.com.au/wp-content/uploads/2015/03/RGI-IM-02-03-spread-mock-up-1000px.png" alt="RGI Information Memorandum &ndash; Platform Communications" width="440" height="247" /><br /><span style="background-color: #fbeeb8;">Request a copy of the Information Memorandum (for sophisticated investors only) - please acknowledge that you are a sophisticated investors in the declaration below.</span>

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websiteasaservicewaas

<div>AC&amp;E has made a strategic investment into and is building a platform to enable business owners to easily design, build and run their website without the need for a website developer and technical staff to maintain it -- the platform provides a Website as a Service (WaaS) solution to make the process efficient and as easy as possible, whilst making the website (or websites if the business has more than one website) as effective and high performing as possible. The concept is to enable a business to easily procure and operate a website(s) without the hassle of long setup processes and without having to make multiple and complex decisions about technology, such as content management systems (CMS), functionality options, third party software integration, plugins, adaptors, internet security and website hosting.&nbsp;</div>
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<h1 style="text-align: center;"><strong><em><span style="color: #b30000;">"w</span><span style="color: #b30000;">ebsite-as-a-service (WaaS) is an emerging approach to website design, development and maintenance</span><span style="color: #b30000;">"</span></em></strong></h1>
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<p><img style="display: block; margin-left: auto; margin-right: auto;" src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60e82c30154b416507edb161.gif" alt="Image" width="95" /></p>
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<div>Website as a Service (WaaS) is an emerging approach to website design, development and maintenance -- most tech-savvy users would be familar with the associated software-as-a-service (SaaS) solutions, which can often be one of the key building blocks of a WaaS solution. In the emerging approach of WaaS, providers offer packages that include website design, development, SEO, hosting, maintenance and security, and most times operating on a SaaS platform.<br /><br />In the WaaS delivery model, AC&amp;E has invested into Comark Digital which is the WaaS provider that is dealing with the long and complex infrastructure processes and the many and varied technology decisions for and on behalf of the business owner, like any other service that the business can subscribe to &ndash; and by doing so, Comark is liberating the business owner to focus on operating the website(s) with their marketing and sales campaigns, promoting their unique content and serving their customers. WaaS is a way of designing, building and managing a website by subscribing to it as a service so that functional and technical updates are managed by someone else as part of a package deal &ndash; WaaS is especially attractive for businesses that:
<div>&nbsp;</div>
<ul style="list-style-type: circle;">
<li>resource constrained in both number (amount of staff) and website/digital skills</li>
<li>are stretched with day to day business, tasks and responsibilities and don't have time for their managing their digital presence</li>
<li>don&rsquo;t have the relevant competencies and skills in-house</li>
<li>unsure where to start (if they don't have a website), or how to radically improve/fix their current website (if they have one)</li>
<li>overwhelmed with the variety of website tools on the market, and confused with the variety of technical options in those tools, and the search engine optimisation (SEO) and search engine marketing (SEM) features that they have to consider</li>
</ul>
<div>One of the benefits of WaaS is that the Comark Digital platform is a standardised solution enabling a fast-to-market website for the business owner, meaning that their website can go from concept to implemented (live) in a very rapid timeframe due to the standardisation of the platform. The other strategic difference with the Comark platform is that it can also be configured quickly to the needs of the business, so that non-standard websites can be deployed quickly and cheaply. For businesses that require more than configuration differences, Comark can also be customised to the more complex and unique needs of more sophisticated requirements of other businesses. Comark was designed with this flexibility to requirements in mind &ndash; standardised, configuration and customisation.</div>
<div>&nbsp;</div>
<div>The benefit of a WaaS platform like Comark is that it is quick to get started with, and easy to buy with a relatively low cost and fast time to market. An advantage of this approach for a business owner is that more time and budget can be spent on content and communication &ndash; a WaaS model means that the business owner is able to spend less of their budget on design and technology, so that they can use more of their budget for content, communication and marketing instead.</div>
<div>&nbsp;</div>
<div>Comark also enables a business to move or port their existing website(s) - including content and design &ndash; into the Comark WaaS platform very quickly, giving them access to all the benefits immediately. A WaaS platform is based on generic requirements that all websites and businesses need, with the flexibility to add and remove module options as needed, and as the business grows. Some of these generic requirements include, and are not limited to:</div>
<div>&nbsp;</div>
<ul style="list-style-type: circle;">
<li>user-friendly content management system (CMS)</li>
<li>creative design flexibility (look and feel of the website)</li>
<li>standardised functions such as search, blogs, mailing lists, etc</li>
<li>templates</li>
<li>calendars</li>
<li>listings</li>
<li>eCommerce</li>
<li>campaign management</li>
<li>data capture forms</li>
<li>analytics</li>
<li>security</li>
<li>automation of some settings for search engine optimisation (SEO)</li>
<li>integrations with third-party providers</li>
<li>social media integration</li>
<li>legal demands such as terms, privacy, use of cookies and storing of personal information</li>
</ul>
<div>WaaS is a good option for any business with limited resources, that wants to have a well-functioning website up and running quickly without having to understand all the technical jargon. Comark provides a range of creative designs that can be configured to the needs and wants of the business, enabling a fast-to-market design at a lower cost than retaining their own bespoke designer, or a business can implement a custom design into the platform.</div>
<div>&nbsp;</div>
<div>Another key benefit of the WaaS model is the continuous development of the website &ndash; by subscribing to the service, a business owner is able to decide the level of development on their website as it suits them, and also they have the flexibility to subscribe for optional modules at an additional cost to increase the functionality on a month to month basis (meaning they can switch on/switch off the modules based on specific needs). In the early days a business might want to make bigger changes in the beginning when they see the possibilities that the platform offers, and after a while when they become satisfied with fewer alterations, focusing on keeping the website up to date.&nbsp;</div>
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<div>The other aspect of the WaaS continuous development is that Comark is making technology easier for business owners by automatically keeping the website up to date with ever-changing technology such as browser updates, Google search updates, changes in technology standards, hosting, encryption, Secure Sockets Layer (SSL) certificates, security protocols, social media changes, changes in adaptors, API's and third-party integrations which are essential for the operation of the website, and so on. It is important to note this is not only a time advantage, but also a cost advantage as Comark can implement the essential technology changes at a platform level at a lower cost than if a business owner is responsible for requesting it on their own from a third-party developer.</div>
<div>&nbsp;</div>
<div>Hosting is also included in the Comark WaaS service so that you don&rsquo;t have to worry about traffic numbers, harmful attacks and geographical distribution &ndash; Comark employs Amazon Web Services and the Google Cloud Platform as cloud services for a highly scalable and efficient hosting and data architecture.</div>
<div>&nbsp;</div>
<div>Another aspect of the WaaS model is that Comark provides advice and support to business users so that they are able to obtain help, advice and know-how easily and in a timely manner. More aspects of the differentiated service and functionality are <span style="text-decoration: underline;"><a href="https://aceinternational.com.au/comark" target="_blank" rel="noopener">outlined here</a></span>.</div>
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Website as a Service (WaaS)

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Growing in a slow growth world

artificialintelligenceaiwhereisthevaluepicksandshovelsordiggingforthegold

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Artificial Intelligence (AI) - where is the value? Picks and Shovels, or digging for the gold?

greenhydrogenisgreentheonlycolourhydrogencomesin

<div>
<div>explore the hydrogen fuel and transportation solution that I briefly discussed yesterday &ndash; the production of green hydrogen using lower cost and scalable modular units, coupled with the supply of hydrogen powered vehicles primarily for the freight, logistics, trucking, manufacturing, agriculture and mass transportation sectors via a financed/leased solution.</div>
<div>&nbsp;</div>
<div>Don&rsquo;t forget that the hydrogen does not necessarily have to be classified as &ldquo;green hydrogen&rdquo; for a business case to stack up &ndash; when the hydrogen manufactured is classified as &ldquo;green hydrogen&rdquo; that implies that the hydrogen gas was produced using renewable energy sources through the electrolysis process (such as solar and wind), and so the cleanest and most environmentally friendly option because it does not generate carbon emissions during its production.&nbsp;</div>
<div>&nbsp;</div>
<div>However green hydrogen can also be more expensive to produce given the cost of solar and wind infrastructure that needs to be installed if the electricity is not being pulled from commission sources through the grid.</div>
<div>&nbsp;</div>
<div>The optimum solution is to instal a hybrid solution that is both green (solar and wind) and also has a backup power source pulling from the grid &ndash; however that then means that the hydrogen fuel is not green, as it is more so classified as brown as it is using electricity generated from coal fired power stations.</div>
<div>&nbsp;</div>
<div>For your reference, besides green hydrogen these are generally considered the other &ldquo;types of hydrogen&rdquo;, which are primarily classified based on how they are produced:</div>
<div>&nbsp;</div>
<div>&bull;<span style="white-space: pre;"> </span>Grey Hydrogen: the most common type of hydrogen produced today, typically derived from natural gas through a process called steam methane reforming (SMR) &ndash; during this process, carbon dioxide (CO2) is produced as a byproduct, making grey hydrogen less environmentally friendly than green hydrogen</div>
<div>&nbsp;</div>
<div>&bull;<span style="white-space: pre;"> </span>Blue Hydrogen: produced using a similar process as grey hydrogen (SMR) but with carbon capture and storage (CCS) technology to capture and store the CO2 emissions, making the blue hydrogen a cleaner alternative to grey hydrogen, as the carbon emissions are mitigated</div>
<div>&nbsp;</div>
<div>&bull;<span style="white-space: pre;"> </span>Turquoise Hydrogen: which is also known as methane pyrolysis hydrogen, is generated by subjecting methane to high-temperature pyrolysis without the production of carbon dioxide, and is considered a low-emission form of hydrogen production, but it is still in the experimental phase in terms of large-scale commercial viability</div>
<div>&nbsp;</div>
<div>&bull;<span style="white-space: pre;"> </span>Brown Hydrogen: produced from coal using a process similar to SMR, and is one of the least environmentally friendly forms of hydrogen production due to the high carbon emissions associated with coal</div>
<div>&nbsp;</div>
<div>&bull;<span style="white-space: pre;"> </span>White Hydrogen: produced through the electrolysis of water using nuclear power as the energy source, and is a relatively clean form of hydrogen production, but obviously it is not yet widely used due to concerns about nuclear power safety and waste</div>
<div>&nbsp;</div>
<div>&bull;<span style="white-space: pre;"> </span>Pink Hydrogen: generated using a variation of electrolysis that utilises electricity generated from renewable energy sources, and is a clean and sustainable form of hydrogen production</div>
<div>&nbsp;</div>
<div>&bull;<span style="white-space: pre;"> </span>Purple Hydrogen: produced through the electrolysis of water using electricity generated from biomass sources, and is considered environmentally friendly and sustainable</div>
<div>&nbsp;</div>
<div>&bull;<span style="white-space: pre;"> </span>Black Hydrogen: produced from the gasification of coal or other carbon-rich feedstocks, and is a carbon-intensive process and is not considered a green or clean form of hydrogen</div>
<div>&nbsp;</div>
<div>&bull;<span style="white-space: pre;"> </span>Cyan Hydrogen: produced through the thermal decomposition of methane in a process that minimises carbon emissions, and is still very much in the R&amp;D stage</div>
<div>&nbsp;</div>
<div>It's worth noting that the distinction between these types of hydrogen is not always clear-cut, and their environmental impact can vary depending on the specific production methods and technologies used &ndash; green hydrogen remains the most environmentally friendly and sustainable option, as it is produced using renewable energy sources and does not generate carbon emissions during production.</div>
<div>&nbsp;</div>
<div>Anyway, I have a strategic point of view as to the cost of production verses the ESG and carbon credits benefits, which is driven by the type of units being built and the objectives of the end user and regulatory authorities &ndash; there are a lot of value creation opportunities in this space.</div>
<div>&nbsp;</div>
<br /><br />=======================================================<br />Businesses spend an enormous amount on marketing to increase sales, however the evidence shows that many struggle to achieve sufficient return on their marketing investments, and even worse, many businesses either have a negative return or are experiencing a continual decline in their return on marketing.</div>
<div>&nbsp;</div>
<div>Why?<br />It&rsquo;s partly because it is extremely difficult for marketers to raise their message above the daily clutter of marketing messages that customers are bombarded with &mdash; consumer message clutter has reached an astonishingly high of 3,000 to 7,000 messages per day.<br /><br /></div>
<div>
<h1 style="text-align: center; padding-left: 40px; width: 90%;"><strong><span style="color: #e67e23;"><em>Your business has to get through that daily noise to get someone&rsquo;s attention &hellip; and when you do, to keep it</em></span></strong></h1>
</div>
<div><br />Your business has to get through that daily noise to get someone&rsquo;s attention &hellip; and when you do, to keep it. One technique used by larger organisations is an event-driven approach that has potential to accelerate revenue growth by moving to smaller more precisely targeted marketing and sales contacts using frequently delivered &lsquo;intelligent conversations&rsquo; with customers. Event-driven marketing is driven by customer behaviours and product usage and is triggered by key customer events that signal buying behaviour, potential attrition and general customer needs.&nbsp;<br /><br /></div>
<div>
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<p>Event driven marketing is based on the evolution of marketing theory and the use of customer segmentation and analytics to improve customer relationships.&nbsp; <br /><br />When done well, the benefits are:</p>
<ul style="list-style-type: circle;">
<li>Improved customer response rates</li>
<li>Reduced time to generate campaigns</li>
<li>Improved productivity of campaigns (ROI)</li>
<li>Greater customer satisfaction</li>
<li>Greater responsiveness to competition through flexible reprioritisation of campaigns&nbsp;</li>
</ul>
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<p><img style="display: block; margin-left: auto; margin-right: auto;" src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60dd3348d73c502be3807da9.svg" alt="Image" width="284" height="261" /></p>
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<div>An effective event-driven contact approach has the potential to enable a business to utilise a combination of event triggers to identify, prioritise and conduct marketing. This involves a move from traditional marketing approach (infrequent mass marketing campaigns) to frequent and more precisely targeted campaigns delivered through &ldquo;intelligent conversations&rdquo;.&nbsp;</div>
<div>&nbsp;</div>
<div>What you find over time is that the business has a differentiated contact and value strategies at the customer micro-segment level, and proactive, well timed and consistent inbound and outbound contacts across channels to influence customer behaviours. In addition, offerings become better matched to the customer needs and preferences at various customer life cycle stages.<br /><br /><img style="display: block; margin-left: auto; margin-right: auto;" src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60de973dd73c502be3807f06.svg" alt="Image" /><br />It is vital to ensure that every touch point (every channel) embeds customer insights to enable &lsquo;intelligent conversations&rsquo; with the customer, and to reinforce your business&rsquo; brand.&nbsp; Event driven marketing will facilitate two-way conversations with your customers through a combination of channels over the life of the relationship.</div>
<div>&nbsp;</div>
<div>If you need assistance with your marketing strategy and approach let us know by filling in the contact form below to see if we can help.<br /><br /></div>
</div>

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Green Hydrogen - is green the only colour hydrogen comes in?

aceformsajointventurewithkwikkopyhurstvilletoprovidedigitalsolutionstoitsbusinessclients

<div>AC&amp;E has formed a strategic joint venture with Kwik Kopy Hurstville to provide digital solutions and website development capabilities to its business clients.&nbsp;Kwik Kopy Hurstville is a long-standing franchisee with a high-quality client base, primarily made up of small and medium-sized businesses in a diverse range of industry sectors.</div>
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<h1 style="text-align: center;"><span style="color: #b30000;"><strong><em>"innovative website solutions for small and medium-sized businesses"</em></strong></span></h1>
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<p><img style="display: block; margin-left: auto; margin-right: auto;" src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60e82c30154b416507edb161.gif" alt="Image" width="95" /></p>
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<div>AC&amp;E has formed a strategic joint venture to distribute the Comark Digital software as a next-generation technology platform to clients of Kwik Kopy Hurstville, to help make technology-enabled marketing, sales and service better, easier and faster for their valued business customers.<br /><br /></div>
<div>AC&amp;E has an investment in the Comark Digital technology platform, which is a next-generation technology for businesses helping to accelerate the development and effectiveness of a business' marketing, sales and service capabilities &ndash; AC&amp;E made a strategic investment into and is further building the platform to enable business owners to easily design, build and run their websites without the need for a developer and technical staff to maintain it. The platform provides a Website as a Service (WaaS) solution to make the process efficient and as easy as possible for a business owner, whilst making the website (or websites if the business has more than one website) as effective and high performing as possible. The concept is to enable a business to procure and operate a website(s) without the hassle of long processes and without having to make decisions about technology like content management systems (CMS), functionality options, security, hosting and so on.</div>
<div>&nbsp;</div>
<div>AC&amp;E has partnered with a development company, a broader team of technology developers and design creatives, and specialist internet capability providers to design, build and operate the Comark Digital software as a WaaS offering to businesses in Australia and worldwide.</div>
<div><br /><span style="color: #000000;">You can read more about <span style="text-decoration: underline;"><a style="color: #000000; text-decoration: underline;" href="https://aceinternational.com.au/comark" target="_blank" rel="noopener">Comark Digital here</a></span>, and more about the <span style="text-decoration: underline;"><a style="color: #000000; text-decoration: underline;" href="https://aceinternational.com.au/comark/comark-waas" target="_blank" rel="noopener">Website as a Service (WaaS) here</a></span>.</span></div>
<div>&nbsp;</div>
<div>The Kwik Kopy Hurstville joint venture enables the franchisee to use all of the features of the Comark platform as a website solution for the benefit of their high-value business clients, and they are able to offer it at a competitive and affordable price for small and medium-sized businesses as compared to alternative website products in the market. The specialist staff at Kwik Kopy Hurstville can discuss the client's website, digital and technology needs, and can help determine the business' website requirements whilst describing how the Comark platform could be used to improve their current website (or websites if they have more than one), or if they don't have one at the moment, then how they could rapidly launch a new and highly effective website to create their business' digital presence.</div>
<div>&nbsp;</div>
<div style="text-align: left;"><span style="color: #000000;">You can read more about the <a style="color: #000000;" href="https://aceinternational.com.au/comark/kwik-kopy-hurstville" target="_blank" rel="noopener"><span style="text-decoration: underline;">Kwik Kopy Hurstville joint venture here</span></a>.</span></div>
<div style="text-align: center;"><br /><img style="display: block; margin-left: auto; margin-right: auto; border: 3px solid  #e60000;" src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60e3f055154b416507edadca.svg" alt="Image" /><span style="font-size: 12px; text-align: center; line-height: 25px;">Park Plaza Shop 2 at 3 Woodville Street, Hurstville NSW 2220</span><span style="font-size: 20px; text-align: center;">&nbsp;</span></div>

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AC&E forms a joint venture with Kwik Kopy Hurstville to provide digital solutions to its business clients

cybercrimeandransomwareattacksreportjuly2021

<div>Australian organisations are seen as soft targets for cybercrime and ransomware attacks which are designed to exploit technology infrastructure vulnerabilities, according to cybersecurity experts who warn the problem will get worse unless government authorities fill the &ldquo;current policy vacuum&rdquo; in a recently published policy brief.</div>
<div>&nbsp;</div>
<div>The report published on Tuesday, 13 July 2021 by the Cyber Policy Centre of The Australian Strategic Policy Institute (ASPI) reviews a range of attacks over the past 18 months which have impacted Australian organisations, including Nine Entertainment, Toll Holdings, various health and aged-care providers, meat processing company JBS Foods amongst others.</div>
<div>&nbsp;</div>
<div>The primary sectors that reported ransomware incidents to the Australian Cyber Security Centre (ACSC), which is part of the Australian Signals Directorate, in 2019-20 were health, state and territory government agencies, education and research, transport and retail.</div>
<div>&nbsp;</div>
<div>Ransomware attacks often involve cybercriminals exploiting vulnerabilities in an organisation's technology infrastructure to steal and encrypt an organisations data, damage internal networks, demand remuneration to reverse it, and potentially threaten to publish sensitive information that is stolen from an organisation's data repositories.</div>
<div>&nbsp;</div>
<div>The total cost of cybercrime to the global economy is estimated to be about $1 trillion by various sources, and so it is prudent that organisations, both large and small, ensure greater defences to prevent an attack in the first place -- every business is at risk, and so preventing the ability for cybercriminals to exploit technology and data vulnerabilities is essential to ensuring organisational resilience.</div>
<div>&nbsp;</div>
<div>Read more in the report published on Tuesday, 13 July 2021 by ASPI&rsquo;s International Cyber Policy Centre following the links below.<br /><br /></div>
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<div style="text-align: center;"><strong>About the report on the ASPI website</strong></div>
<span style="font-size: 100%; line-height: 9px; display: block;">&nbsp;</span> <a title="https://www.aspi.org.au/report/exfiltrate-encrypt-extort" href="https://www.aspi.org.au/report/exfiltrate-encrypt-extort" target="_blank" rel="noopener"><img style="display: block; margin-left: auto; margin-right: auto; box-shadow: 5px 5px 5px #414141;" src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60ee71a6734022376f1002ba.png" alt="Image" width="250" /></a><br /><br /></div>
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<div style="text-align: center;"><strong>Download the report (PDF)</strong><span style="font-size: 100%; line-height: 9px; display: block;">&nbsp;</span>
<div><a title="https://s3-ap-southeast-2.amazonaws.com/ad-aspi/2021-07/Exfiltrate%2C%20encrypt%2C%20extort.pdf?VersionId=BsHytmI1fRTE358JrJXyZSw_g6CilZoM" href="https://s3-ap-southeast-2.amazonaws.com/ad-aspi/2021-07/Exfiltrate%2C%20encrypt%2C%20extort.pdf?VersionId=BsHytmI1fRTE358JrJXyZSw_g6CilZoM" target="_blank" rel="noopener"><img style="display: block; margin-left: auto; margin-right: auto; box-shadow: 5px 5px 5px #414141;" src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60ee6703734022376f10027f.png" alt="Image" width="250" /></a></div>
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Cybercrime and ransomware attacks - Report July 2021

globaldebtreaches289trillioninthefirstquarterof2021

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Global debt reaches $289 trillion in the first quarter of 2021

test4charts

<a href="http://www.indexmundi.com/commodities/?commodity=sugar&amp;months=360"><img style="border: solid 1px #rgb(0.6,0.6,0.6);" title="Click to play with this data at IndexMundi" src="http://www.indexmundi.com/commodities/image.aspx?commodity=sugar&amp;months=360" alt="Sugar - Monthly Price - Commodity Prices - Price Charts, Data, and News - IndexMundi" /></a> <a href="http://www.indexmundi.com/commodities/?commodity=sugar&amp;months=12"><img style="border: solid 1px #rgb(0.6,0.6,0.6);" title="Click to play with this data at IndexMundi" src="http://www.indexmundi.com/commodities/image.aspx?commodity=sugar&amp;months=12" alt="Sugar - Monthly Price - Commodity Prices - Price Charts, Data, and News - IndexMundi" /></a><br /><br /><br />===============================================================<br /><iframe src="https://ssltvc.forexprostools.com/?pair_ID=44336&amp;height=480&amp;width=650&amp;interval=300&amp;plotStyle=area&amp;domain_ID=70&amp;lang_ID=70&amp;timezone_ID=28" width="650" height="480"></iframe><br /><br />===============================================================<br /><br /><a href="https://www.chartoasis.com/aud-usd-forex-chart-1-month-cop0/" rel="nofollow"> <img style="border-left: 5px solid white; border-right: 5px solid white;" src="https://echarts.chartoasis.com/widget/aud-usd-1-month-chart-widget.png" alt="AUD/USD chart, 1 month" width="175px" height="180px" /><br /></a><a href="https://www.chartoasis.com/chart-widget-cop0/">https://www.chartoasis.com/chart-widget-cop0/</a><br /><br />===============================================================<br /><br /><a href="https://finviz.com/map.ashx?t=geo&amp;st=">https://finviz.com/map.ashx?t=geo&amp;st=</a><br /><br /><br /><iframe title="Coin360.com: Cryptocurrency Market State" src="https://coin360.com/widget/map.html?utm_source=embed_map" width="400" height="300" frameborder="0"></iframe><br /><br /><iframe title="Coin360.com: Cryptocurrency Market State" src="https://coin360.com/widget/map.html?utm_source=embed_map" width="400" height="300" frameborder="0"></iframe><br /><br />Search box for website<br />
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Test 4 - charts

     

Test 3 - cnbc and bloomberg

corporategovernancehowcompliantareyou

<div>As an officer of a company, you will have heard all about Corporate Governance. But what is it? How compliant must your company be before you attract personal liability? How much must you know about the company&rsquo;s affairs before the knowledge of the company is attributed to you?&nbsp; And how long can you plead ignorance as to what is taking place in the company before you have a duty to investigate?&nbsp;</div>
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<div>This posting covers some of these scenarios.&nbsp; Please note it is not intended to be a summary of the law or legal advice on which you can rely in all situations. It may not be appropriate to your circumstances and if you have any doubts as to whether any of the following is applicable in your circumstances you should consult with your professional adviser.&nbsp;</div>
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<p>Corporate Governance has become increasingly more important over the last decade &ndash; aimed at preventing the corporate disasters that were the Enron's, the Worldcom's and locally the Teleone's.&nbsp; It is a policy rather than a set of defined rules introduced to ensure companies are no longer the personal playthings of domineering chairmen or company directors able to impose their personalities on puppet directors.&nbsp; As the concept gained worldwide acceptance, companies and indeed even countries became to be judged on the strength or otherwise of its corporate governance policies.</p>
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<h1 style="text-align: right;"><strong><span style="color: #236fa1;">"<em>Corporate Governance affects a company on a day to day basis in everything it does ... all the time</em></span><span style="color: #236fa1;">"</span></strong></h1>
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<div>The role of the chairman and CEO began to separate.&nbsp; Non executive directors became exactly that &ndash; non working directors appointed for a particular expertise or network base and to protect minority shareholders and creditors.&nbsp; Checks and balances have been introduced and (in theory at least) each officer is accountable for the ills of his department.&nbsp;&nbsp;</div>
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<div>No longer is a director able to say &ldquo;but I was not at the meeting&rdquo; or &ldquo;I did not know because I do not work there&rdquo;.&nbsp; No longer does a seat on the Board mean box seats at sporting events or cases of wine on the weekend or free trips overseas.&nbsp; No longer is being a company director or other company officer a status symbol to be accepted for that reason alone.&nbsp; In today&rsquo;s world of intense scrutiny, public investigations and an ever increasing need to hold someone liable, being an officer or director of a company carries with it a responsibility to:&nbsp;</div>
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<ul style="list-style-type: circle;">
<li>The company&rsquo;s creditors</li>
<li>The company&rsquo;s customers</li>
<li>The company&rsquo;s bankers</li>
<li>The company&rsquo;s shareholders</li>
<li>The company&rsquo;s staff</li>
<li>Consumers or users of the company&rsquo;s products, and</li>
<li>Regulatory bodies such as ASIC and the ATO</li>
</ul>
<div>So that any affected person has the comfort of knowing that the company is responsible,&nbsp; properly structured and compliant with all relevant statutes.&nbsp;</div>
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<div>Corporate Governance affects a company on a day to day basis in everything it does.&nbsp; The greater the degree of corporate governance, the higher the rating the company will enjoy.&nbsp; This might affect its share price (if listed) its credit rating with lenders, the type of staff it is able to attract and even its terms of trade with suppliers.&nbsp; It will of course be different for each company but every company will be affected.&nbsp;</div>
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<div>To ask again &ndash; what does Corporate Governance mean?&nbsp; Stripped down to basics, it is a set of principles designed to avoid conflicts of interest on the one hand and an unfair bias on the other. So in a company which practises good corporate governance, a director is no longer able to divert business to another company in which he has a personal interest to the prejudice of the 1st company. Similarly, a board should now be structured so that a director is no longer able to impose his personal will (regardless of his strength of character) on a company as no single officer should have decision making powers to the extent that he is able to unilaterally drive the direction of a company.&nbsp;</div>
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<div>But although only a set of principles, the practise of corporate governance has been supplemented by legislation.&nbsp; There are numerous sections in various statutes which ensure that a company is forced to employ sound corporate governance principles.&nbsp; From the more well known obligations that render a director personally liable to creditors if a company incurs credit when trading in insolvent circumstances to more oblique sections which oblige a director to act in good faith and exercise his powers for a proper purpose.&nbsp; On a more practical note, directors are liable to indemnify the ATO for various taxes and superannuation not properly deducted.&nbsp;&nbsp;</div>
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<div>In addition, directors (and some company officers) have fiduciary duties designed to prevent conflicts of interest arising.&nbsp;</div>
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<div>So how do you ensure your company complies? Mostly it is a question of sound business practise coupled with common sense and good advice from your professional advisers.&nbsp; Some more obvious techniques:&nbsp;</div>
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<li>Avoid potential conflicts of interest</li>
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<li>Separate and delegate different functions to different individuals - the Chairman should not be the same person who manages the company on a day to day basis, the CEO should not be solely liable for the finances of the company and company secretarial work should be specifically allocated to and administered by a suitable competent person</li>
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<li>Put in place suitable management procedures and administration practices which will facilitate good record keeping and sound financial management</li>
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<li>Be aware of your responsibilities under the various statutes and particularly under the Corporations Law and Income Tax Acts</li>
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<div>Remember &ndash; the company is an intangible thing. It exists through its officers and directors. If a company fails to comply with any law or regulation or if a creditor or customer sues the company &ndash; it is the directors and officers who will have to answer &ndash; and if found wanting, could be held personally liable.</div>
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<div>Practising good corporate governance is not only about avoiding personal liability &ndash; it is also good for business. After all who would you rather deal with?&nbsp; A company that does practise good corporate governance or one that does not?&nbsp;</div>
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<div>If you are concerned that your company may not comply or that you are vulnerable to be sued personally for your company&rsquo;s liabilities, fill in the form below to see if we can assist.</div>
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<p><span style="color: #7e8c8d;"><strong><em>Important Notice<br /></em></strong><em>The reader is informed that this idea is not legal or commercial advice from AC&amp;E International Pty Limited, and you should seek your own legal advice prior to acting on any of the information contained in this idea. AC&amp;E International Pty Limited does not accept any responsibility or liability for the accurateness or completeness of information contained in this idea, and there is no assumed direct or indirect liability by AC&amp;E International Pty Limited. The reader should be aware that some information may be incorrect, incomplete or out of date when viewed, and is advised to verify the information themselves and seek their own legal advice before acting or relying upon it.</em></span><br /><br /></p>

Corporate Governance.jpg

Corporate Governance – how compliant are you?

usingeventsinacustomerslifetogeneratemoresalesforyourbusiness

<div>Businesses spend an enormous amount on marketing to increase sales, however the evidence shows that many struggle to achieve sufficient return on their marketing investments, and even worse, many businesses either have a negative return or are experiencing a continual decline in their return on marketing.</div>
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<div>Why?<br />It&rsquo;s partly because it is extremely difficult for marketers to raise their message above the daily clutter of marketing messages that customers are bombarded with &mdash; consumer message clutter has reached an astonishingly high of 3,000 to 7,000 messages per day.<br /><br /></div>
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<h1 style="text-align: center; padding-left: 40px; width: 90%;"><strong><span style="color: #e67e23;"><em>Your business has to get through that daily noise to get someone&rsquo;s attention &hellip; and when you do, to keep it</em></span></strong></h1>
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<div><br />Your business has to get through that daily noise to get someone&rsquo;s attention &hellip; and when you do, to keep it. One technique used by larger organisations is an event-driven approach that has potential to accelerate revenue growth by moving to smaller more precisely targeted marketing and sales contacts using frequently delivered &lsquo;intelligent conversations&rsquo; with customers. Event-driven marketing is driven by customer behaviours and product usage and is triggered by key customer events that signal buying behaviour, potential attrition and general customer needs.&nbsp;<br /><br /></div>
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<p>Event driven marketing is based on the evolution of marketing theory and the use of customer segmentation and analytics to improve customer relationships.&nbsp; <br /><br />When done well, the benefits are:</p>
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<li>Improved customer response rates</li>
<li>Reduced time to generate campaigns</li>
<li>Improved productivity of campaigns (ROI)</li>
<li>Greater customer satisfaction</li>
<li>Greater responsiveness to competition through flexible reprioritisation of campaigns&nbsp;</li>
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<p><img style="display: block; margin-left: auto; margin-right: auto;" src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60dd3348d73c502be3807da9.svg" alt="Image" width="284" height="261" /></p>
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<div>An effective event-driven contact approach has the potential to enable a business to utilise a combination of event triggers to identify, prioritise and conduct marketing. This involves a move from traditional marketing approach (infrequent mass marketing campaigns) to frequent and more precisely targeted campaigns delivered through &ldquo;intelligent conversations&rdquo;.&nbsp;</div>
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<div>What you find over time is that the business has a differentiated contact and value strategies at the customer micro-segment level, and proactive, well timed and consistent inbound and outbound contacts across channels to influence customer behaviours. In addition, offerings become better matched to the customer needs and preferences at various customer life cycle stages.<br /><br /><img style="display: block; margin-left: auto; margin-right: auto;" src="https://s3-ap-southeast-2.amazonaws.com/comark-user-uploads/60de973dd73c502be3807f06.svg" alt="Image" /><br />It is vital to ensure that every touch point (every channel) embeds customer insights to enable &lsquo;intelligent conversations&rsquo; with the customer, and to reinforce your business&rsquo; brand.&nbsp; Event driven marketing will facilitate two-way conversations with your customers through a combination of channels over the life of the relationship.</div>
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<div>If you need assistance with your marketing strategy and approach let us know by filling in the contact form below to see if we can help.<br /><br /></div>
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Joseph J. Najem

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AC&E INTERNATIONAL

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